So my 14 month zero interest period on my Discover It card is ending this month and I wanted a new zero interest card.
Applied for the Citi Simplicity and was approved for $3800.
It has zero interest on new purchases for 12 months and zero interest on balance transfers for 21 months. Not sure that I'll actually do a balance transfer as I can pay off the Discover within a few months and the balance transfer fee is 5% on the Citi. I just really wanted a card where new purchases would not accrue interest.
Been gardening for a little over a year and back into the garden I go now.
CONGRATS @austingal on your Citi Simplicity approval - That's how it's DONE!!!