Just applied to Citi Simplicity after I received a "pre-selected" invitation in the mail. Got an immediate response asking me to call with more information and code. Called in and was transferred to a very nice agent in Kentucky. Said I had assumed I would be rejected, but wanted to try. After two minute hold she came back and congratulated me. Credit line is only $1500, but I'm building my scores so I'm very pleased. Experian score is only 654, TU is 659 and Equifax is just 634, so I feel lucky to get it at 18 months no interest. Yay!
