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Citi Simplicity Card

Auto Loans for ANY Credit Situation. Immediate Response.
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Established Member

Citi Simplicity Card

I live in Orange County CA and I app'd on 3/1/19 - I was approved for $3,900.

 

I’m confident the starting limit had to do with Wells Fargo and Amex pulling my Experian Credit Report moments before Citi completed their inquiry. I might be wrong.

Citi pulled my Experian and Equifax Credit Report. My Experian FICO 9 Score was 706 (per the Wells Fargo). My Equifax FICO 9 Score was 732 (per the PenFed).


My UTL was 8%.

Income is 65k.

I also have a personal loan through Lending Club for 23k.

  • NuVisionFCU - 1k (opened 8/2012) 
  • CapitalOne Quicksilver Rewards - CL $10,500 (opened 12/2014)
  • JCPenney Store CC - CL 6k (opened 12/2014)
  • Disc. IT - CL $13,500 (opened 10/2018)
  • BofA Cash Rewards - CL 5k (opened 10/2018)
  • NFCU - CL 25k (opened 10/2018)
  • PenFed Power Cash Rewards - CL 10k (opened 10/2018)

Feel free to ask me any questions!

9ninne
6 REPLIES 6
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Valued Contributor

Re: Citi Simplicity Card

Congratulations!




My Cards:




Profile Type: New, Thin, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 2 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 24.95k Util. 1% AAoA: 2 yrs, 1 mo.
AoOA: 2 yrs, 7 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 2 of 7
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Frequent Contributor

Re: Citi Simplicity Card

Congratulations on the new relationship!

Starting scores - 480 - 11/05/18
Current Scores -





Message 3 of 7
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Senior Contributor

Re: Citi Simplicity Card

Congrats on approval and very nice SL!!!

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 4 of 7
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Regular Contributor

Re: Citi Simplicity Card

Congrats! I hoping to maybe snag that card this summer. 


FICO 8 Scores 12/2017: EX-596; TU-604; EQ-591
Current: EX-648; TU-665; EQ-678
AAoA: 4.4 yrs
Message 5 of 7
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Valued Contributor

Re: Citi Simplicity Card

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS on the Very Nice SL!!!

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $13.7K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | NFCU cashRewards $3K | NFCU More Rewards AMEX $33K | NFCU Flagship VS $15K
Apple Card WEMC $6K | Macy's AMEX $4.5K | PenFed Power Cash Rewards VS $7.5K

TCL - $194K+ | Rebuilding since April 2018
Message 6 of 7
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Senior Contributor

Re: Citi Simplicity Card

Congratulations!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 7 of 7
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