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Citi Simplicity

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Anonymous
Not applicable

Re: Citi Simplicity

Congrats on your new Citi Simplicity card!

Message 11 of 17
coreysw12
Valued Contributor

Re: Citi Simplicity

Congrats! It's a great BT card!

    Total Loan Balance: $43k / $65k


    Total SL: $78k

United 1K - 725,000 lifetime flight miles    |    Chase Status: 4/24
Message 12 of 17
19eighty5
Senior Contributor

Re: Citi Simplicity

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 13 of 17
Meanmchine
Super Contributor

Re: Citi Simplicity

Congrats MP !

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 14 of 17
Anonymous
Not applicable

Re: Citi Simplicity

Congrats on your approval.

Message 15 of 17
Adkins
Legendary Contributor

Re: Citi Simplicity

Congratulations!! 


Last HP 08-07-2023



Message 16 of 17
MakingProgress
Senior Contributor

Re: Citi Simplicity


@K-in-Boston wrote:

Congrats!  That's a very nice Citi starting line.  Unfortunately, moving credit limits around with Citi isn't as easy as Chase, BoA, or Amex.  It can be done, but essentially you will need to take a HP and be approved for a CLI on one card in order to reduce another card by the same amount.  If it's going to save you money, it's certainly worth the additional HP, but it's why some of us with 2 or more Citi cards seem to have disproportionate limits on them.

 

Also for the 20th time I'll mention that the marketing department dropped the ball by naming it Simplicity and not SimpliCiti.  Smiley Tongue


@K-in-Boston 

 

I was told Citibank "No longer allows reallocation of Credit Lines."

 

So I took a hard pull for a CLI to $10, had to wait 24 hours but I got the CL I wanted.  Don't really like 2 HP but it worked. 

FICO 8 Starting Score

Current Scores


Garden Goal is All Reports Clean – Achieved 11/26/20
Message 17 of 17
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