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Citi Soft Pull CLI

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Established Contributor

Citi Soft Pull CLI

In early 2016, I was approved for the Citi AAdvantage Platinum Select MC with a SL of $5,000 or $6,000, I can't remember which.


In early 2018, I received a CLD to $2,000 SL from Citi due to lack of utilization and a temporary drop in my FICO scores.


Today, I decided to try and claw some of that back and requested a soft-pull CLI via the Citi website. I updated my income and mortgage, and received instant approval for a CLI to $3,000. They offered me more with a HP but I declined.


Scores: TU: 707 EX: 691. Citi seems to use EX for their soft pulls.

Message 1 of 6
Senior Contributor

Re: Citi Soft Pull CLI

Congrats on CLI !!!




8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 2 of 6
Valued Contributor

Re: Citi Soft Pull CLI

Yay you!!


Way to come back.. Congrats! AA Clapping.gif


Message 3 of 6
Valued Contributor

Re: Citi Soft Pull CLI

Congratulations! That is good to know.

(+102) | (+106) | (+151) | TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: 807

Initial Goal: Min. 740 w/all CRAs - Met
Next Goal: Amex BCE
Current Goal(s): Min. 780 w/all CRAs
Gardening Until: ??/??/202?| Last App: 7/21/2021
Message 4 of 6
Established Contributor

Re: Citi Soft Pull CLI

Congrats on CLI!Smiley Happy

Message 5 of 6
Valued Contributor

Re: Citi Soft Pull CLI

Congrats on the CLI! It sucks when there's a CLD but with some small usage, that shouldn't be an issue (hopefully).

Scores - All bureaus 770 +
TCL - Est. $410K
Message 6 of 6
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