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Citi Thank You Preferred, U.S. Bank Cash+ Approvals!!! Shut down by Discover It and AMEX BCE

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Member

Citi Thank You Preferred, U.S. Bank Cash+ Approvals!!! Shut down by Discover It and AMEX BCE

Bummed I didn't go 4 for 4, Citi TYP approval for 1,000, Not sure on the U.S. Bank Cash+ SCL yet. 

Any chance at recon for Discover and AMEX???

4/4/2016: EXP 704, EQU 708, TU 675
Message 1 of 7
6 REPLIES 6
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Moderator

Re: Citi Thank You Preferred, U.S. Bank Cash+ Approvals!!! Shut down by Discover It and AMEX BCE

Congrats on your two approvals.. Discover doesn't recon - period, Amex pretty much doesn't reconsider either unless something is wrong on your credit report. Probably the two hardest lenders to reconsider with.

Message 2 of 7
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Super Contributor

Re: Citi Thank You Preferred, U.S. Bank Cash+ Approvals!!! Shut down by Discover It and AMEX BCE

Congrats on the approval.  You can try to recon the Amex but Discover does not do recon. You'd have to give it sometime and then try again.

Message 3 of 7
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Valued Contributor

Re: Citi Thank You Preferred, U.S. Bank Cash+ Approvals!!! Shut down by Discover It and AMEX BCE

Congrats on the approvald you did get!
                               

Total Credit: $240,100Credit Utilization: 1%AAoA: 5 years, 7 monthsInstallments: Car Lease, Marcus LoanNegatives: 0

LOWES-35k | BOA-32.5k | AMEX-30k | DISC-27.1k | ALLIANT-25k | NFCU-25k | BARC-15k | BBUY-12k | CHASE-10k | WAL-10k | CITI-9.7k | PENFED-9.7k


Message 4 of 7
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Super Contributor

Re: Citi Thank You Preferred, U.S. Bank Cash+ Approvals!!! Shut down by Discover It and AMEX BCE

With Amex and Discover a denial is basically a denial, just have to wait and try again later. Congrats on the other approvals.

Message 5 of 7
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Established Contributor

Re: Citi Thank You Preferred, U.S. Bank Cash+ Approvals!!! Shut down by Discover It and AMEX BCE

Citibank is killing me with those starting limits. I have 5 prequals from them but refuse to pull the trigger because of that.



|| TU08: 762 || EQ08: 775 || EX08: 772 ||



Message 6 of 7
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Valued Contributor

Re: Citi Thank You Preferred, U.S. Bank Cash+ Approvals!!! Shut down by Discover It and AMEX BCE

Congrats to you !!!

Fico 8's TU 777/ EQ 784/ EX 767 - 2/2019// AAoA 4.3 years // Lines 2/2019= 510k Personal - Business 52k // Inquiries 8 TU -10 Exp - 10 Eq.
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