Citi ThankYou Premier Approval

Anonymous · ‎07-16-2018

Approved for Citi ThankYou Premier with $3600 SL. This is amazing seeing as my rebuild started earlier this year with some pretty terrible scores. I will supply my "myfico" data points when I applied, as I do not what score model they used. Some have said they use the Bank Card model. I will list the fico 8 score below.

Data Points:

Experian Pull

Fico 8: 703

0 Collections

Credit Utilization: 19%

Inquiries: 6 in the past 2 years; 4 past year; 3 in the past 6 months

6 (30 day) Late Payments; 1 (60 day) late payment

Let me know if you need anymore data points

I will actually try to ask for a CLI when it comes as a I need it for a purchase.

Anonymous · ‎07-16-2018

Congrats on the approval! Good luck on the CLI!

Pikaboo-icu · ‎07-16-2018

Whoop-ti-ta!!! Good for you...

Congrats- you've done an outstanding job on your rebuilding.

Keep up the great work..

CHEERS

Anonymous · ‎07-16-2018

Congrats on the approval!!

19eighty5 · ‎07-16-2018

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

Anonymous · ‎07-16-2018

Congrats on approval and nice SL !!!!!

Anonymous · ‎07-16-2018

Congrats on your approval and journey thus far.

xaximus · ‎07-17-2018

Congrats on the approval and amazing journey so far. Hope they give you the CLI you request!

Scores - All bureaus 770 +
TCL - Est. $410K

avp99 · ‎07-17-2018

Congrats! that SL will grow with some TLC

K-in-Boston · ‎07-17-2018

Congrats! FWIW you got a 20% higher starting line that I did on the card 3 months back. Made hitting that $4k spend for the 50,000 TYPs a little challenging. I took a HP for a CLI on activation and was declined, but the credit line increase page for the card changed from HP to SP a few weeks ago and they gave me another $1500. So it may be worth it to hold out until that changes for you.