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Citi ThankYou Premier approval **updated w/ double pull**

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Frequent Contributor

Citi ThankYou Premier approval **updated w/ double pull**

Decided it was time for another SUB, so decided to go for the Citi ThankYou Premier since they have a 50K bonus point offer going on. Currently have a AAdvantage business card w/ Citi, but that's it. Instant approval for $9200 @ 15.49% - lowest of my cards other than Amazon, but sounds like that's normal for Citi. 

 

DPs:

Pulled: EX - 08 score is 805-815, 09 score is 809 and looks like EQ as well. I haven't gotten alerts from the 10 ID monitoring services (incl EQs) that I get for various breaches, but CreditKarma alerted me today LOL EQ score is around 810-815 as well

INQs: 10-15 showing (EX), although 3-4 were car shopping, and 2 were mortgage apps, 5 on EQ

Util: Very low, maybe 3%

AAoA: 5 yr 9 mo, Oldest: 18+ yrs

New accts: Last Year (2): Dec/17 for LOC, then last Jun/17 for Altitude Reserve; Prev 2 yrs: Open: 5 CC, 2 LOC, 1 auto lease; Closed: 2 CC (mortgage hasn't shown up yet)

SUB offer: 50K TY points for $4k spend in 3 months

 

Personal:

Business:



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Regular Contributor

Re: Citi ThankYou Premier approval

Congrats. I recently went for the same offer. Not certain it's a long-term keeper for me, but if it turns out not to be I'll probably convert it to a dividend.

Favorite cards: AMEX Schwab Platinum, Gold, Blue Business Plus | BofA BBR | Chase Hyatt | FNBO Travelite, Ducks Unlimited
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Senior Contributor

Re: Citi ThankYou Premier approval

Congrats on approval and nice sl

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
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Frequent Contributor

Re: Citi ThankYou Premier approval


@GeorgiaBulldog wrote:

Congrats. I recently went for the same offer. Not certain it's a long-term keeper for me, but if it turns out not to be I'll probably convert it to a dividend.


Thanks! I agree - it's probably not worth the AF after the free year and bonus. I'd rather direct my spending to the CSR Smiley Happy

Personal:

Business:



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