Decided it was time for another SUB, so decided to go for the Citi ThankYou Premier since they have a 50K bonus point offer going on. Currently have a AAdvantage business card w/ Citi, but that's it. Instant approval for $9200 @ 15.49% - lowest of my cards other than Amazon, but sounds like that's normal for Citi.
DPs:
Pulled: EX - 08 score is 805-815, 09 score is 809 and looks like EQ as well. I haven't gotten alerts from the 10 ID monitoring services (incl EQs) that I get for various breaches, but CreditKarma alerted me today LOL EQ score is around 810-815 as well
INQs: 10-15 showing (EX), although 3-4 were car shopping, and 2 were mortgage apps, 5 on EQ
Util: Very low, maybe 3%
AAoA: 5 yr 9 mo, Oldest: 18+ yrs
New accts: Last Year (2): Dec/17 for LOC, then last Jun/17 for Altitude Reserve; Prev 2 yrs: Open: 5 CC, 2 LOC, 1 auto lease; Closed: 2 CC (mortgage hasn't shown up yet)
SUB offer: 50K TY points for $4k spend in 3 months
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@GeorgiaBulldog wrote:Congrats. I recently went for the same offer. Not certain it's a long-term keeper for me, but if it turns out not to be I'll probably convert it to a dividend.
Thanks! I agree - it's probably not worth the AF after the free year and bonus. I'd rather direct my spending to the CSR 