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Citi & US Bank both gave me such a low SL

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Winesnoblv
Regular Contributor

Re: Citi & US Bank both gave me such a low SL

With US Bank, you may want to try a recon with a manual review.  US Bank's automated system does not like something in my profile. But when it goes to a manual review, it is approved.  When I was approved (after a manual review) for the Altitude Reserve my sl was $5k.  I was able to recon to $10k the day of the approval.  

From what I have read, recons with Citi, seem not to work.  They are known for low sl.

FICO 8 EX 784 TU 786 EQ 786
FICO 9 EX 780
AMEX - Platinum, BCP, Delta Platinum, Simply Cash Plus, Blue Business Cash (Business)
Barclay - Arrival Plus, AAdvantage Aviator
Capital One - Venture, Sparks (Business)
Chase - FU, CSP
Citi - Premier, PLOC
Discover It Miles
TD Cash Visa
US Bank Altitude Reserve
Wells Fargo Propel AMEX
PNC Points Visa
FNBO Evergreen Visa
Message 11 of 13
Anonymous
Not applicable

Re: Citi & US Bank both gave me such a low SL


@sjt wrote:


With US Bank, you can call for a recon of your CL. If you do it within 30 days, they wont do another pull.


Definitely a YMMV situation. I was approved for $1000 in January. Hard Pull #1. Reconned limit a few days after approval and got $3000. Hard Pull #2.

Message 12 of 13
Anonymous
Not applicable

Re: Citi & US Bank both gave me such a low SL

Congrats on the approvals! Sorry for the low limits. Hopefully they will grow for you!

Message 13 of 13
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