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Citi & US Bank both gave me such a low SL

Winesnoblv
Regular Contributor

Re: Citi & US Bank both gave me such a low SL

With US Bank, you may want to try a recon with a manual review.  US Bank's automated system does not like something in my profile. But when it goes to a manual review, it is approved.  When I was approved (after a manual review) for the Altitude Reserve my sl was $5k.  I was able to recon to $10k the day of the approval.  

From what I have read, recons with Citi, seem not to work.  They are known for low sl.

FICO 8 EX 804 TU 802 EQ 805
FICO 9 EX 805
AMEX - Platinum, BCP, Delta Platinum, Simply Cash Plus, Blue Business Cash (Business)
Barclay - Arrival Plus, AAdvantage Aviator
Capital One - Venture, Sparks (Business)
Chase - FU, CSP
Citi - Premier, PLOC
Discover It Miles
TD Ameritrade Visa
US Bank Altitude Reserve
Wells Fargo Propel AMEX
BBVA Compass
Message 11 of 13
quantum001
Regular Contributor

Re: Citi & US Bank both gave me such a low SL


@sjt wrote:


With US Bank, you can call for a recon of your CL. If you do it within 30 days, they wont do another pull.


Definitely a YMMV situation. I was approved for $1000 in January. Hard Pull #1. Reconned limit a few days after approval and got $3000. Hard Pull #2.

Message 12 of 13
ItsPossible
Valued Contributor

Re: Citi & US Bank both gave me such a low SL

Congrats on the approvals! Sorry for the low limits. Hopefully they will grow for you!

"Hover mouse over cards to see CL and APR info"


Message 13 of 13
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