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Citi custom cash approved

MeN5
Regular Contributor

Citi custom cash approved

This morning I was preselected for at least 4 citi cards I chose the custom cash card and I got approved for 6800 and lowest Apr 16.24. This is my first card w Vito can you guys give me some insight on what it's like as a citi cardholder 

 

dp pulled eq fico 8 770 fico 9 799 uti 2%don't know if they used fico 8 or E9917C8A-46FA-4AB3-BF56-F67425AC99E8.jpeg

 

Message 1 of 16
15 REPLIES 15
Pway
Valued Contributor

Re: Citi custom cash approved

Congrats on the Citi approval.

Chapter 7 in progress
Message 2 of 16
MeN5
Regular Contributor

Re: Citi custom cash approved

Thank you

Message 3 of 16
MySunset271
Frequent Contributor

Re: Citi custom cash approved

Congratulations on your CITI CC approval🎉🎉🎉

blue-cash-preferredAmex-Every-Day-Credit-Carddiscoverwilliams-sonoma-cart-art-sigciti-custom-cash-222x140freedom-cal-freedom-flex-cardvisa-traditional-card-800x450card-Art-Fidelity-Rewards-Signature-cardelanciti-costco-ImgurlowesCiti-Double-Cashdownload
Message 4 of 16
Cashbackjunky
Frequent Contributor

Re: Citi custom cash approved

Congrats on the approval! I've enjoyed being a Citi cardholder, thus far. In fact, I've liked the Custom Cash so much, I converted my Double Cash so I could have a second Custom Cash.

 

Out of curiosity, what category are you going to use it for?

AmEx BCE - $35k | AmEx CM - $5k | Apple GS Card - $25k | BofA CCR - $41k | BofA CCR - $25k | BofA UCR - $30k | CapOne QS - $8k | CapOne Venture - $30k | Chase Amazon - $18.6k | Chase Freedom - $8.5k | Chase Freedom Flex - $10k | Chase Freedom Unlimited - $35k | Citi CC - $11.9k | Citi CC - $11.4k | Discover It - $21.3k | Discover It Chrome - $14.5k | Elan MCP - $2k | Synch Discount Tire Card - $7.5k | WF Autograph - $10.4k
823 INQ:
3
817 INQ:
10
825 INQ:
11

TCL: $350.1k CCs:19 AAoA: 5yr 8mo Util: ~2% Derog: 0
Message 5 of 16
uncredited
Regular Contributor

Re: Citi custom cash approved

Congrats on your Citi card approval! That low APR is a nice feat!  I got 17.24 a few months back, but with the rate hikes it looks like I'm now up to 19.24 or so.

 

Citi insight... I've only been with them a few months now, and have had minimal direct interaction with them, but I've been very pleased with them so far.  I did have some issues upon activating the card where it kept failing to create the account and activate, and was in an in between state, then it locked me out from trying.  I had to call their tech support.  It was a ton of menus to go through, but a human (with an Indian accent) picked up without any hold time and was very helpful in getting it cleared and then I was up and running.  I'd advise using the website to create the account/activate and do not do it through the mobile app even though they encourage using the app.  The website is a lot more stable.

 

Other than that, no issues, everything works well, I PIF and pay multiple times, just got a CLI, payments are reliably posted as received, the app is good (except account creation), Virtual accounts works great (I use it, you have to set it up on the website not the app).  I can't say anything about their customer service outside technical support, but the card/account and app experience I like a lot! 

Message 6 of 16
MeN5
Regular Contributor

Re: Citi custom cash approved

@Cashbackjunky Honestly idk has more than likely 

Message 7 of 16
MeN5
Regular Contributor

Re: Citi custom cash approved

@uncredited @Thanks for the info I had been holding out on getting a citi card mainly cause I couldn't get preapproved lol now are future cards a hp or so like Amex? How do you know if you can get a sp Cli? 

Message 8 of 16
uncredited
Regular Contributor

Re: Citi custom cash approved

Future cards are hard pulls, so no amex like "risk free" apps unfortunately.

 

CLI, on the website or app, if your select "limit increase" it will specifically say that your credit report will not be obtained.  If that's there you're good!  I originally thought you need to wait six months but discovered the first one can be sooner, then every 181 days after that.  You may or may not get the cli, but it won't be an hp if it says specifically that the report won't be obtained. It's nice and simple!

Message 9 of 16
KingRue8500
Valued Contributor

Re: Citi custom cash approved

Congrats on your Citi Custom Cash approval




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