I had a balance of about $9,000 on a PNC Core Visa that I've been paying down for the last year or so. The 0% expires in April of this year so I started looking around for a good balance transfer card. Current scores (via Credit Karma) are 699 TU and 707 EQ. Current cards are as follows: Capital One Quicksilver-$15,000 CL, zero balance; Lowes/Synchrony Bank-$20,000 CL, zero balance; PNC Core Visa-$12,500 CL, $9,000 balance. No late payments in my history (mortgage, student loans, truck payment, etc...) whatsoever, overall usage is at 18%. Still have a CH7 BK on my report discharged in March of 2013 so I'm coming up on eight years. I decided to pull the trigger and got an approval from Citi on the Diamond Preferred for $8,900! I'm planning on throwing some cash at the PNC card this month and transferring what's left to the Citi Diamond Preferred. I'm thinking about also going for another long term balance transfer card to spread the balances out and decrease my utilization. Any suggestions?
Congratulations on your approval!
Congrats on your approval!
Congratulations on your approval!!
Congrats on your Citi Diamond Preferred Approval 🎉👍
