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Citibank Premier Credit Card Approval

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mchang124
Regular Contributor

Citibank Premier Credit Card Approval

Took advantage of Citibank's 80k TY PTS offer for the Premier credit card. Instant Approval with a SL of $5800. Wanted to share my data points with the group to help others (also have a relationship with Citi via AU on a costco card with my wife). Also applied for the Citibank Business AAdvantage Card at the same time, waiting on Citi to finish their review of my applicaiton. Will share approval on the business credit card section if i am approved.

 

Credit Bureau Pulled: Equifax (for CA)

EQ8 Score at time of HP: 787 (based on the Citibank approval page; EQ9 via NFCU is 793)

INQs in the passed 2 years: 7

AAoA: 3 years

5/24 Status: 2/24 before the approval 

Stated Income: $90k

Overall available credit before approval: $160k+

Credit Card UTI at time of application: less than 1% (normally only have about $1500-2k post a month)

 

 

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“It’s nice to be important but it’s more important to be nice”
Message 1 of 11
10 REPLIES 10
Credit4Growth
Senior Contributor

Re: Citibank Premier Credit Card Approval

Thank you for DPs.
🍻 Congratulations on your instant approval!
Message 2 of 11
gdale6
Moderator Emeritus

Re: Citibank Premier Credit Card Approval

Nice, grats on your Premier approval Smiley Happy

Message 3 of 11
CreditMagic7
Mega Contributor

Re: Citibank Premier Credit Card Approval

Congratulations on your Citi Premier approval!

Message 4 of 11
babygirl1256
Senior Contributor

Re: Citibank Premier Credit Card Approval

Congrats on your Citibank Premier Credit Card approval.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 5 of 11
CreditAggie
Community Leader
Super Contributor

Re: Citibank Premier Credit Card Approval

Congratulations on your Citi Premier approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 6 of 11
cashorcharge
Community Leader
Super Contributor

Re: Citibank Premier Credit Card Approval

That's great!!  Congratulations on your Citi approval!!!🎉🍾🥂

That's a great SUB and appreciate your DP's

Message 7 of 11
KingRue8500
Senior Contributor

Re: Citibank Premier Credit Card Approval

Congrats on your Citi Premier approval




Message 8 of 11
Yasselife
Valued Contributor

Re: Citibank Premier Credit Card Approval

Congratulations on your approval 💳👍






Message 9 of 11
MySunrise271
Established Contributor

Re: Citibank Premier Credit Card Approval

Congratulations on your Citi Premier approval w/elevated SUB🎉🎉🎉

Message 10 of 11
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