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Citibank finally off their BL

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Jnbmom
Credit Mentor

Citibank finally off their BL

Well whenever I have applied I get instant denial. I included them in BK 2005. I have tried the pre qualify site and never get an offer so I decided I would try a cold app I got the 7-10 day message and thought well it's not instant denial. Just got email roughly 48 hours after applying . Approved for citi simplicity card 2800CL 0% BTs. They pulled EXP 720 11 inquires about 15%utilization.

I can't believe it. Took 13 years but I am back in. Not sure if I should just sit on this one or try for another citi card? But whatever the case goodbye Cap One goodbye.
EXP 780 EQ 791TU 795
Message 1 of 11
10 REPLIES 10
AverageJoesCredit
Legendary Contributor

Re: Citibank finally off their BL

Congrats, rememember you need to wait 8 days in between Citi apps.

Also, simply Amazing they took themselves off their own blacklistSmiley Wink
Message 2 of 11
Jnbmom
Credit Mentor

Re: Citibank finally off their BL

Thanks I think I will just sit with the one for now after I thought about it lol. Between that and Pen fed I have decent lines and stillneed to get rid of the little cards and have them all updated to that and then I should have a pretty good amount of cards.
EXP 780 EQ 791TU 795
Message 3 of 11
A1Credit
Established Contributor

Re: Citibank finally off their BL

Congrats!
***Gardening 3/29/2018 until 9/25/2018***

FICO 8 Scores: EQ~692 l TU~657 l EX~669
Message 4 of 11
Anonymous
Not applicable

Re: Citibank finally off their BL

Good for you.  I've received two CLIs from Citi on my Simplicity and DC.  Both started at $4,800.  Both are now at $7,800.  Maybe I'll be over $10k on these two in a year.

 

Right on que, last night was 4 months and one day on my Sportsman Guide Visa.  Went to $10,250.

 

$10k is my new standard before I stop asking for a CLI.

Message 5 of 11
Meanmchine
Super Contributor

Re: Citibank finally off their BL

Congrats on gettinng off Citi's BL

 

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 6 of 11
Anonymous
Not applicable

Re: Citibank finally off their BL

Jnbmom ... yeah I can understand ... it took me eight years. Congrats on getting back in with Citi and a decent CL.
Message 7 of 11
Jnbmom
Credit Mentor

Re: Citibank finally off their BL

Thank you Smiley Happy
EXP 780 EQ 791TU 795
Message 8 of 11
JR_TX
Valued Contributor

Re: Citibank finally off their BL

Hey congrats Jnbmom in getting off citi’s blacklist!

I too got off their BL last month at exactly 7 years which is their minimum if they’re IIB (according to their EO).
New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 3 EQ 3 TU 4 | AAoA 7y10m | UTIL 1% - 4% | $300K+ Total Limits

Message 9 of 11
Jnbmom
Credit Mentor

Re: Citibank finally off their BL

Wanted to all let you know they pulled 2 reports. Exp and EQ.
EXP 780 EQ 791TU 795
Message 10 of 11
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