Citizen's Bank Cash Back MasterCard Approved! (EDI... - myFICO® Forums - 6438453

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**received card today - APR 14.99% (lower than advertised rates)**

Applied for the Citizen's Bank Mastercard on October 26th, called last week - still pending.

Just got a text message - Approved!

SL $15k , ? APR

They pulled Equifax for me - 6 Inq, 8 or 9 new accounts in the last 24,

FICO8 765, FICO 9 796 (not sure which version they use)

Income $140k

I'm pretty surprised by the limit, I haven't seen much info on this card, but I had a car loan from Citizen's Bank from 2011-2016.

AMEX Gold | Purdue FCU $20,000 | FNBO Evergreen $15,000 | TFCU Plat Visa $15,000 | PenFed Platinum Rewards $15,000 | PenFed Pathfinder $15,000 | Citizen's Bank Cash Back+ $15,000 | Synchrony Premier MC $10,000 | SG Visa $10,000 | NFCU MoreRewards $7,000 | NFCU cashRewards $17,000 | Discover IT $6,000 | Capital One BuyPower $950 | AMEX BCP $5,000 | AMEX Amazon Prime Business $3,000

B&H Payboo Card $15,000 | Amazon Prime Card $10,000 | PC Richard Card $15,000 | Target RedCard $2,000 | Walmart Store Card $1,400 | Shell Gas Card $1,200 | Overstock Store Card $7,000 | Kohl's Store Card $3,000

Spring Cleaning:
C̶a̶p̶i̶t̶a̶l̶ ̶O̶n̶e̶ ̶Q̶u̶i̶c̶k̶S̶i̶l̶v̶e̶r̶ ̶$̶1̶,̶0̶0̶0̶ | C̶r̶e̶d̶i̶t̶ ̶O̶n̶e̶ ̶V̶i̶s̶a̶ ̶$̶1̶,̶2̶0̶0̶ | M̶e̶r̶r̶i̶c̶k̶ ̶B̶a̶n̶k̶ ̶$̶2̶,̶7̶0̶0̶ | M̶a̶r̶v̶e̶l̶ ̶M̶a̶s̶t̶e̶r̶c̶a̶r̶d̶ ̶$̶1̶,̶̶2̶0̶0̶ | C̶o̶m̶e̶n̶i̶t̶y̶ ̶M̶a̶s̶t̶e̶r̶C̶a̶r̶d̶ ̶$̶1̶,̶1̶8̶0̶

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21 REPLIES 21

Congrats for your new approval! That's worth the wait for the manual review most probably. Sweet SL!

Message 2 of 22

That's terrific!! Congratulations on your Citizens Approval!! 🥂🎉👏🏻

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Congratulations on that Citizens Bank CB MC Approval!! Nice SL.

Message 4 of 22

Congratulations 🎊🎈🎉 on your approval.

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |

Message 5 of 22

Congratulations on your Citizens Bank approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (April 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Message 6 of 22

Congrats on your new card

Message 7 of 22

Congrats on your Citizen's Bank approval with nice sl!

Message 8 of 22

Congrats on the new Citizens card and a sweet SL!

Message 9 of 22

Nice. Congrats!!!

This is actually on my 2023 to do list.

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