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Anyone else apply for one of there cards does it grow fast , cli ext ?
Citizens is HP for everything for the most part... Though some folks on past cards have gotten an occasional Auto CLI....
Congrats on your approval !!!!!
Congrats!
They pulled from a diffrent Credit report equifax with way less (inq) only 26 old not even recent so i think some lenders under writers or just dumb but i only app'd out of curiosity to see if i could do a balance transfer but i guess not
the bbva will keep me in the garden for a while
Citizens Bank is known for two things. Being very helpful to their civilians and being very conservative in their underwriting. I think that both of those might have played a part here.
Having 20+ inquiries is considered fatal in most conservative banks. Citizens pulled 500 for you as a courtesy so that you will at least be a customer. I remember getting a very small SL of 3275 or something on my GreenSense and that was on an outstanding profile.
Citizens does not do bucketing. They will allow your card to grow. You might need to feed it some HP's but it will grow.
@5KRunner wrote:
I should also note that I’d opened a checking account with them less than a month before, but I have no idea whether that helped me. They pulled EQ only.
It could have. I also opened an account at the same time as when I got my card. If you funneled a largish income into that account they could have happily given a larger SL.