Citizens MasterCard $6500 CLI!

Anonymous · ‎12-14-2018

Have had card for less than 2 months have only put $62 dollars of spend on it over these two months and have paid in full tried requesting an increase with my Equifax frozen no dice. Unfreezed and instant approval $6500 increase from $5k. $11.5k on a 1.8% card makes me happy.

Anonymous · ‎12-14-2018

Congrats on your approval and very nice CLI !!!!

Anonymous · ‎12-14-2018

Very Nice...congratulations on your increase!!

Nova5041 · ‎12-14-2018

Wow, very nice! Congrats!

BK 7 Discharged: 5/30/2018
Fico Scores after Discharge: Experian-552 TransUnion- 490 Equifax- 571

19eighty5 · ‎12-14-2018

Congratulations on your massive CLI!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

AverageJoesCredit · ‎12-14-2018

Nice increase Churner

Anonymous · ‎12-14-2018

@AverageJoesCredit wrote:
Nice increase Churner

Literally could not of done it without you guys. Approaching that $100k in credit line. I’m going to relax, let my accounts age for a year or more and gonna go on a big spree. Should definitley have no problems getting some big SLs!

AverageJoesCredit · ‎12-14-2018

Good luck. I myself am going to really garden hard now. Rejection stinks so only time and breathing room will solve that.

Anonymous · ‎12-15-2018

Did the CLI result in a HP for you? I've been wanting to ask for a CLI on mine, but I'd rather avoid a HP so I haven't.

Anonymous · ‎12-15-2018

@Anonymous wrote:
Did the CLI result in a HP for you? I've been wanting to ask for a CLI on mine, but I'd rather avoid a HP so I haven't.

Yes it triggered a hard pull, I dont know that there is any way around it. Im sure they probably do quaterly or annual soft pull reviews for auto CLI's. Was definitely worth the 3 point hit for $6.5k