So I have just been paying a few things down and been staying away from the boards, just so I would not to be encouraged to app for anything else. Fast forward 10 months give or take.
Started with cli request to Discover got the $300 increase called and asked if possible for just a little more gave me total increase of $1k
Synch Amazon and Walmart auto love button gave $500 more on amazon with very high util 80% (12 mo. promo offers), and $1k more wal-mart with 90% util (promo offers)
Up Next was call Barclay rewards for AR reduction. They dropped down 4% more. I asked if other offers available, was told no. 2 days later logged in and $1k more increase.
I wanted to test Barclay because I wanted to see if it might be possible to get the uber card.
I am Still not sure, since they did not have a offer for me when I called. So I am not going to risk the hard pull, my util and score are not there.
Next Cap1 Nothing still at $750 and $500 for over 2 years on cli increase button. lots of spend, but now paid off and putting in SD.
Nfcu hoping to get a CLI after about a year and a half of a $1k limit, and have requested several times before always declined with 7-10 days mssg.
Asked for $20k knowing would be possible HP. I want to use BT offer this month, but NFCU is almost like Cap1 on my CLI requests a ghost town.
This time I got 24 hour message. Over 24 hours ago, and just called in to rep. She said request would be completed tomorrow or Monday at latest.
I called in because I recieved email asking if I had problem with a application. Told her I want to take advantage of the BT offer, and she said its still being reviewed give it until Monday and call us back if you don't see anything. Who knows.. if not granted it will just be SD until it auto cli, which feels like it will never happen. The BT offer felt like worth the risk and I would love to apply for a go card but with 1k limit for well over a year it feels pointless.
Very happy with the cli finally maybe getting somewhere.
except cap1 and nfcu got increases across the board.
TU at time 645
65% overall util
