Nice .Not a bad SL or APR. Maybe not as much as you were looking for but you should be able to use that 0% BT offer now. Congrats on the CLI and new card! In time it will grow .You may have gotten more if your UTI wasnt so high. So when you bring it down and they do an AR in several months or whenever you can then ask for a CLI and see what they can do for you .
