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So I had a case of a notice from my monitoring that Synchrony Bank thought it was a good idea to drop my Walmart MC from $10,000 to $1,524 right before the Capitol One transition. Took me a week or two to wrap my head around it but decided to do some CLi's for fun. You know out of spite.
Here are the CLi Approvals:
Synchrony Bank/PayPal 2% Cashback MC $2,400(+4800) ---> $7,200
Synchrony Bank/Walmart MC $1,524(+8476) ---> $10,000 (yes I got it all back)
Discover Bank/Discover IT $15,000 (+500) ---> $15,500 (aka AJC special?)
FNBO/Ducks Unlimited VS $5,700(+3500) ---> $9,200
Did I mention all of these are SP?
Congrats on yer CLI's and your AA in Reverse, Synch is always entertaining
Top of the line effort
Major Congrats !
Thank you gents. It is always nice to increase the limits. I also wish Bank of America would do it on my card that has the BT but I can understand why they will not add a button to hulk smash. Ironically the other accounts with them have that button.
Synchrony Bank is weird perhaps but it is the reason that we are willing to play this game. If all lenders were monotoned robots I am fairly certain everyone would be bashing their heads against the wall as they beg with Capitol One clones.
@zerofire wrote:So I had a case of a notice from my monitoring that Synchrony Bank thought it was a good idea to drop my Walmart MC from $10,000 to $1,524 right before the Capitol One transition. Took me a week or two to wrap my head around it but decided to do some CLi's for fun. You know out of spite.
Here are the CLi Approvals:
Synchrony Bank/PayPal 2% Cashback MC $2,400(+4800) ---> $7,200
Synchrony Bank/Walmart MC $1,524(+8476) ---> $10,000 (yes I got it all back)
Discover Bank/Discover IT $15,000 (+500) ---> $15,500 (aka AJC special?)
FNBO/Ducks Unlimited VS $5,700(+3500) ---> $9,200
Did I mention all of these are SP?
Congratulations on all those CLIs and getting that Wally limit back!!! 😎 😎 😎
@UFGuy2006 wrote:
Congrats! Any data points you can share about your Walmart account that could have led to the AA (I.e. do you have a balance, when was the last purchase, etc.)?
I am fairly certain that it was because I let the balance sit at $0 for 6-12 months. My PenFed Platinum Rewards is better in store and my BoA Cash Rewards started clobbering online at the beginning of this year. I used to order online quite a bit around the holidays and definitely would buy tires at Walmart.com as I needed them. Now I am just waiting for Capital One to take over and that is why I wanted my limit to stay. I am hoping that Capital One can offer something to improve this card since it is stale. Oh who am I kidding, Capitol One is the lender that cards go to die for me. I just want to see how the transition works out as this would be my first.
Yeah, me too... I am on the fence though with the transition, because I don't want to get a new account. If I did, I guess I will come out of the garden to app something else then also. 🤷🏻♂️ I am thinking that if I were to stay with Synchrony it would be better to get the CL higher than with Cap1, but I wonder if Cap1 will make my Walmart card a MC or Visa... 🤔
Capital One issues Visa and MasterCard's. They are most likely to keep all existing cards as MasterCard so the number does not change. The one benefit I can clearly see in the paperwork is that the FTF is going away in the transition for what that is worth.