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Cli from $10k to $15k on Wmt Discover

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Senior Contributor

Cli from $10k to $15k on Wmt Discover

Baaammmm!!!!!

Asked for $20k, and instead I got $15k!

My last two clis on my Wmt Discover have been $5k each!!!!

Stats:
around 700 TU FICO
$100k+ income
15% reported util (highest Ive been at in a year or two)
2+ yrs aaoa
$36k in stdnt loans

I LOVE GECRB!!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 1 of 17
16 REPLIES 16
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Established Contributor

Re: Cli from $10k to $15k on Wmt Discover

Wow! That's great. Congratulations.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 2 of 17
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Valued Contributor

Re: Cli from $10k to $15k on Wmt Discover

Congrats! They have been treating you great

Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 3 of 17
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Senior Contributor

Re: Cli from $10k to $15k on Wmt Discover

Thanks yall!!!!! It's prob bc I have one balance that I revolve out of all of my GECRB accounts! Haha and I'm about to pay that off! GE is just the best for building credit!!!!!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 4 of 17
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Established Contributor

Re: Cli from $10k to $15k on Wmt Discover

I'm loving GE. Had 2 of their cards before I joined this forum and didn't realize the gold mine I was sitting on.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 5 of 17
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Established Contributor

Re: Cli from $10k to $15k on Wmt Discover


@youngandcreditwrthy wrote:
Baaammmm!!!!!

Asked for $20k, and instead I got $15k!

My last two clis on my Wmt Discover have been $5k each!!!!

Stats:
around 700 TU FICO
$100k+ income
15% reported util (highest Ive been at in a year or two)
2+ yrs aaoa
$36k in stdnt loans

I LOVE GECRB!!!

I get such a kick out of your limit increases! Between "Bam" and "score" I laugh all the time!!


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Message 6 of 17
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Senior Contributor

Re: Cli from $10k to $15k on Wmt Discover

Oh yeah! I realized within a year or two how far I could get with my credit by opening random GE accts that I'd barely use! They help my util like whoa tooo!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 7 of 17
Established Contributor

Re: Cli from $10k to $15k on Wmt Discover


@youngandcreditwrthy wrote:
Oh yeah! I realized within a year or two how far I could get with my credit by opening random GE accts that I'd barely use! They help my util like whoa tooo!!

How long did it take you to get your paypal MC to 20 g's???


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Message 8 of 17
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Senior Contributor

Re: Cli from $10k to $15k on Wmt Discover

Thanks!!!!

 

Haha! I say "bomb" a lot too.... I should cut back on my highschool days phrases..!!

 

For the Paypal MC.... well, it only took like.. 11 months. Opened it Jan 21st,2012....started at $2,000, auto to $4,400, then to $7,000 per my req., then $13,000 per my req., and now $20,000 per my req. on like... Dec 20th, 2012. Grew super fast!

 

good luck :-)

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 9 of 17
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Valued Contributor

Re: Cli from $10k to $15k on Wmt Discover

That's a nice CL, congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 815 TU 816
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