Comenity CLI Phone Luv!

DaGoomba · ‎09-06-2016

So, they're small bumps, but its a step in the right direction...

Overstock from $2,500 to $2,700 with the Online Luv Button.

Other Comenity cards said online I was not eligible, or declined me. Decided to call in and use the Phone Luv option.

Crate & Barrel $7,500 up to $8,000...

Pottery Barn $4,800 up to $5,600...

West Elm $4,800 up to $5,600...

I'll take it!

Rebuilding since April 2016... Total Credit Lines: $57,800...
Line of Credit: NFCU navCheck $5,000... Credit Cards: Citibank (Secured) $5,000... NFCU cashRewards Visa $2,900... Discover It (Secured) $2,500.... Cabela's Visa $2,000...Retail Cards: Crate & Barrel $8,000... Pottery Barn $5,600... West Elm $5,600... Grandin Road $3,000... Improvements $3,000... Overstock $2,700... Firestone $1,200... Care Credit $1,100... Speedway $1,000... Several others $100 - $500
Scores (4/16 to 8/16)
EQ: 568 --- 599// TU: 550 --- 633 // EX: 552 --- 625

Anonymous · ‎09-06-2016

Cojgrats oj your increases! Just to verify, you are trying button online, denied, and calling in for a successful increase on the same accounts?

DaGoomba · ‎09-07-2016

That's exactly right. Online, 2 of them I got a message that I was ineligible and the other was a 7-10 day message.

Rebuilding since April 2016... Total Credit Lines: $57,800...
Line of Credit: NFCU navCheck $5,000... Credit Cards: Citibank (Secured) $5,000... NFCU cashRewards Visa $2,900... Discover It (Secured) $2,500.... Cabela's Visa $2,000...Retail Cards: Crate & Barrel $8,000... Pottery Barn $5,600... West Elm $5,600... Grandin Road $3,000... Improvements $3,000... Overstock $2,700... Firestone $1,200... Care Credit $1,100... Speedway $1,000... Several others $100 - $500
Scores (4/16 to 8/16)
EQ: 568 --- 599// TU: 550 --- 633 // EX: 552 --- 625

Country_Feller · ‎09-07-2016

CONGRATULATIONS!!!!!

myFICO=EQ 702, TU 716, EX 743br>EQ=11//TU=15//EX=11/Util 14%. Gardening since 01/02/2017.

credit_endurance · ‎09-07-2016

@DaGoomba wrote:
That's exactly right. Online, 2 of them I got a message that I was ineligible and the other was a 7-10 day message.

Congrats on the increases.When you called robo lady did you request a specific cli amount?

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

CreditMagic7 · ‎09-07-2016

Ahhh, Ms RoboLady is very much in a happy mood

Congratulations! on your brand new limits on those.

peghede · ‎09-07-2016

@ DaGoomba.I think is safer if u robo lady every 3 months or more .Seems to get allot more CLI than if u do it every 31 days.

DaGoomba · ‎09-07-2016

I did not request a specific CLI when I called...

Rebuilding since April 2016... Total Credit Lines: $57,800...
Line of Credit: NFCU navCheck $5,000... Credit Cards: Citibank (Secured) $5,000... NFCU cashRewards Visa $2,900... Discover It (Secured) $2,500.... Cabela's Visa $2,000...Retail Cards: Crate & Barrel $8,000... Pottery Barn $5,600... West Elm $5,600... Grandin Road $3,000... Improvements $3,000... Overstock $2,700... Firestone $1,200... Care Credit $1,100... Speedway $1,000... Several others $100 - $500
Scores (4/16 to 8/16)
EQ: 568 --- 599// TU: 550 --- 633 // EX: 552 --- 625