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Comenity Capital Bank Credit Card $3000

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Medic981
Valued Contributor

Comenity Capital Bank Credit Card $3000

Last week I was looking at video cameras for an upcoming vacation in October. I was on Adorama's site and saw a great deal advertised for the camera I wanted. Instead of using one of my current credit cards I impulsively applied for credit to purchase. The camera I was looking for was $1200 which I have been saving for. 

 

I made the application and got the 7-10 day message and thought to myself, "self this is the application that broke the camels back". Then I remembered I have a fraud alert on my account from an unfamiliar address I had disputed several months back. I got the Comenity letter today and it was to verify the details of my application. I just got off the phone with the accounts protection department and was approved for $3000 SL. 

 

Went to Adorama's site and the camera is no longer on sale. I am stoked about the approval but bummed about not getting the great price. I guess you win some and lose some.







Your FICO credit scores are not just numbers, it’s a skill.
Message 1 of 9
8 REPLIES 8
AverageJoesCredit
Legendary Contributor

Re: Comenity Capital Bank Credit Card $3000

CongratsSmiley Happy
Message 2 of 9
Anonymous
Not applicable

Re: Comenity Capital Bank Credit Card $3000

Congrats on your approval !!! nice SL

 

 

 

Message 3 of 9
Medic981
Valued Contributor

Re: Comenity Capital Bank Credit Card $3000

I want to garden, I know I should garden, I need to garden... Why can't I stay in the garden???







Your FICO credit scores are not just numbers, it’s a skill.
Message 4 of 9
Anonymous
Not applicable

Re: Comenity Capital Bank Credit Card $3000

I’d call up customer service, explain what happened and see if they’d honor the sale price. If that doesn’t work, I’d send a secondary request via email, etc.

Anyway, congrats on the approval!
Message 5 of 9
Medic981
Valued Contributor

Re: Comenity Capital Bank Credit Card $3000


@Anonymous wrote:
I’d call up customer service, explain what happened and see if they’d honor the sale price. If that doesn’t work, I’d send a secondary request via email, etc.

Anyway, congrats on the approval!

Good idea! I will do just that and let you know what happens.







Your FICO credit scores are not just numbers, it’s a skill.
Message 6 of 9
xaximus
Valued Contributor

Re: Comenity Capital Bank Credit Card $3000

Congrats on the approval!


Scores - All bureaus 770 +
TCL - Est. $410K
Message 7 of 9
19eighty5
Senior Contributor

Re: Comenity Capital Bank Credit Card $3000

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 8 of 9
Anonymous
Not applicable

Re: Comenity Capital Bank Credit Card $3000

Congrats on the approval!Smiley Very Happy

Message 9 of 9
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