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Comenity Express Approval

Valued Member

Comenity Express Approval

I applied directly from the site and figured I would be denied due to an unpaid charge off ( $2K) with them from Sept. 2017. I ended up getting the 7-10 day message. Low and behold I received the letter today with approval for $250.  I will take it. 


FICO Scores are Between 520-550.



Message 1 of 7
Valued Contributor

Re: Comenity Express Approval

Congratulations on your approval! Sounds like they are forgiving. 😁

CARDS: Discover It | QuickSilver One | Kohl’s | BBT Spectrum Cash Rewards | BBT Bright | CITI Custom Cash | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | OverStock
Starting Scores 05/2019: EQ:519, EX:525, TU:574
Message 2 of 7
Valued Contributor

Re: Comenity Express Approval

Congrats on the approval! 

"Your ego is writing checks your body can't cash".
Message 3 of 7
Regular Contributor

Re: Comenity Express Approval

Congrats! Keep building. You can do it!

Late to the game but at least I'm getting started.

FICO 08 as of 2/7/20: EX – 712; EQ – 711; TU – 718 – still building
4/9/20: TU: 747 and EX: 730

New Cards:
Discover IT $12k (7/2019) CLI (4/2020): +2k
Uber VISA $7K (10/2019) --- whomp, whomp; SavorOne $10K (12/19) – P2
AMEX BCE $1K (10/2019) CLI (5/2020): +$2k (3x CLI yippee)

Biz Cards:
Chase Ink Business Cash (1/2020)

Back in the garden....

Goal cards:

1) Chase Ink Preferred (ads/shipping)
2) AMEX Blue Cash Preferred (hopefully I receive upgrade offer)
3) AMEX Blue Business Cash - Approved 6/1/20 (late game and after I’m done with Chase SUBs)
Maybe: US Bank Cash + VISA Signature Card (denied in 7/2019 with 2 inquiries) - maybe I'll try again for utilities and gym
Message 4 of 7
Epic Contributor

Re: Comenity Express Approval

Sorry, tired! I Thought it read "Comedy Express Approval"Smiley Tongue


Congrats!!!!Smiley Happy

Message 5 of 7
Valued Contributor

Re: Comenity Express Approval

Congratulations on your approval!!!

Message 6 of 7

Re: Comenity Express Approval

Grats on getting back in Smiley Happy

Message 7 of 7
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