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Comenity/IKEA $5.5k approval! w/ DPs

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Regular Contributor

Comenity/IKEA $5.5k approval! w/ DPs

Moved to a new apt and need new furniture. Checked the prequal site for the IKEA Projekt card from Comenity. Gives you zero APR for 6, 12 or 24 months. Said I was prequalified for $5,500. Pulled the trigger and BAM, approved for $5,500!

 

Pulled Experian at 686, one 120 day late from 2.5 years ago.

30% utilization, 6 new accounts in the past year and 4 inquiries from the past year. AAoA 16 months at time of approval.

 

New couch and a hell of a lot of meatballs for me.



Current FICO8:
7 REPLIES 7
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Valued Contributor

Re: Comenity/IKEA $5.5k approval! w/ DPs

Congrats on the Ikea card! I did the pre-qual and it gave a good amount, but most people around here seem to end up with a substantially lower SL. Comenity likes you!

Amex PRG (NPSL), Amex Blue Cash ($24K), Amex Simply Cash+ ($4K), Amex Business Cash ($22.5K), Discover ($22.7K), Cap 1 Union Plus MC ($2500), Chase FU Visa Sig ($12K), Chase F Visa Sig ($8.3K), Chase CSP Visa Sig($6.5K), FCB/Elan Rewards Visa Sig($15K), Buckle ($1.3K), BofA AAA Rewards ($84.5K), Paypal credit ($10K), BBVA Clearpoints ($7.5K), Cap 1 Savor ($10K), PenFed PCR ($3500), Bank of the West CB MC ($3K)
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Contributor

Re: Comenity/IKEA $5.5k approval! w/ DPs

Congrats! You’ll be able to get a lot of nice furniture with that big of a credit line.
FICO 8 Scores 4/1/2018: 694 EX 714 EQ 740 TU FICO 8 Scores 6/16/2019 770 EX 798 EQ 791 TU

Wells Fargo Cash Wise $20,000 [] PenFed Power Cash $20,000 [] HSBC Cash Rewards $3,750 [] Discover It $5,100 [] Maurice’s $5,000 [] CO Savor $15,000 [] NFCU Flagship $18,000 [] Amex Rose Gold [] Walmart $800 [] Kohl’s $1000 [] Amazon Store Card $300 [] American Express Cash Magnet $1000 [] USAA Cashback Rewards Plus American Express Card $4500 []
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Community Leader
Super Contributor

Re: Comenity/IKEA $5.5k approval! w/ DPs

Congrats on your approval

2020 is like a steak cooked well-done that needs to get out of my face. - @imapharmacygirl
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Valued Member

Re: Comenity/IKEA $5.5k approval! w/ DPs

CONGRATS comenity now pulls experian? wow

Message 5 of 8
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Contributor

Re: Comenity/IKEA $5.5k approval! w/ DPs


@jayjayhawaii wrote:

Moved to a new apt and need new furniture. Checked the prequal site for the IKEA Projekt card from Comenity. Gives you zero APR for 6, 12 or 24 months. Said I was prequalified for $5,500. Pulled the trigger and BAM, approved for $5,500!

 

Pulled Experian at 686, one 120 day late from 2.5 years ago.

30% utilization, 6 new accounts in the past year and 4 inquiries from the past year. AAoA 16 months at time of approval.

 

New couch and a hell of a lot of meatballs for me.


Thanks for the DP's....DW wanted this card for a while. We decidedto app after I told her about your DP's and she was approved! Has similar score and credit activity, just longer AAoA around 2.5 yrs at time of app

Also CONGRATS on your approval!

Message 6 of 8
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Epic Contributor

Re: Comenity/IKEA $5.5k approval! w/ DPs

Congrats, someone got the whole $5.5K

popcorn eating emoticon.gif

Message 7 of 8
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Senior Contributor

Re: Comenity/IKEA $5.5k approval! w/ DPs

Congrats!










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