Re: Comenity Overstock big CLI

Anonymous · ‎03-07-2018

I've gotten CLI's on Overstock approximately every 90 days since I opened the card last May. The first one in September was only $300, but I've gotten two each $1500 increases in December and just this morning.

Anonymous · ‎03-07-2018

@Anonymouswrote:
Congrats on the CLI. Can you give a little more detail on how the checkout process went, or did you ask for cli before checkout while it was in your cart?

I'm asking because I did the same thing with Comenity with my HSN card. I had about $650 available and they let me buy a mattress for $1300 on flexpay 6 payment a little over $200 a month. However, they never raised my limit to the order total. My original limit is $750 and currently still is.

Hi!

Usually if you purchase something on Flexpay--with the payments coming out of your HSN account--you do not receive a CLI. They treat your flexpays as if they were coming out of another card--it has nothing to do with your HSN credit card account. This confused me at first, because the due date for the card, was different than the flexpay. I would pay the flexpay amount, and still owe on the card. So, they will apply your monthly flexpay payments to your card every month; and you will owe a separate monthly payment on the HSN card. The only difference is if you take advantage of the promotional financing. With this, the entire amount goes on your HSN card at one time. Hope this made sense. That being said, the luv button has been very good to me; and I've yet to let them check my credit.

VipreArmed · ‎03-08-2018

The notification from this thread inspired me to ask for another CLI. Got another $900. Thanks guys.

Gregory1776 · ‎03-08-2018

WOW congratulations! And the best of luck getting your score up too! These forums are amazing! 🙂🙂🙂

Experian [803] TransUnion [812] Equifax [811]

Total Revolving Limits [$217,000]

PenFed Loan: $679/$8,000

stonedog23 · ‎03-09-2018

I’ve hit the Luv button twice in recent months and have $2k increases each time. Started at $350, now at $4350. Never gonna shop this much but good to have.

NFCU GoRewards Sig ($40,000), NFCU Cash Rewards ($40,000), PenFed Power Cash ($25,000), FNBO Evergreen Visa ($20,000), Bread Financial Rewards Amex ($21,150), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700) , One Key Mastercard ($14,000), Citi Double Cash ($11,600), US Bank Cash Plus($10,000), Discover It Cash ($9000), Capital One Quicksilver MC ($9000), TD Cash ($8000), Bank of America. Unlimited Cash Rewards ($7500), Fifth Third Unlimited Cash Back Mastercard ($7500), Wells Fargo Active Cash Sig($7000), Apple Card ($6000), Amex BCE($6000), Amex ED($6600), X1 Card ($5000), PNC Points ($8000), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), Truist Spectrum Cash Rewards($4500), Truist Bright Card($4500), CapOne Quicksilver(Bucketed @$1500 manually lowered to $500), US Bank Cash+ ($1,000), WF mortgage 195K Fico 8: EQ 778, TU 765, EX 758 FICO 9:EQ 829, TU 812, EX 791, AAoA-97 months, AoOA-28 years

stonedog23 · ‎03-15-2018

@Aduke1122wrote:
Congrats I have been at my 250 SL but have only had the card for 5 mths I was actually about to close it out but I may wait and see if I get a CLI after 6mthd

Go on your account and hit the Luv button. In these 5 months, you've left money on the table.

NFCU GoRewards Sig ($40,000), NFCU Cash Rewards ($40,000), PenFed Power Cash ($25,000), FNBO Evergreen Visa ($20,000), Bread Financial Rewards Amex ($21,150), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700) , One Key Mastercard ($14,000), Citi Double Cash ($11,600), US Bank Cash Plus($10,000), Discover It Cash ($9000), Capital One Quicksilver MC ($9000), TD Cash ($8000), Bank of America. Unlimited Cash Rewards ($7500), Fifth Third Unlimited Cash Back Mastercard ($7500), Wells Fargo Active Cash Sig($7000), Apple Card ($6000), Amex BCE($6000), Amex ED($6600), X1 Card ($5000), PNC Points ($8000), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), Truist Spectrum Cash Rewards($4500), Truist Bright Card($4500), CapOne Quicksilver(Bucketed @$1500 manually lowered to $500), US Bank Cash+ ($1,000), WF mortgage 195K Fico 8: EQ 778, TU 765, EX 758 FICO 9:EQ 829, TU 812, EX 791, AAoA-97 months, AoOA-28 years

Anonymous · ‎03-15-2018

The OP is over a year old so this thread is now locked. If you have new CLIs start a new thread in the Approvals forum and if you have general questions about Overstock or any other CLIs, start a new thread in the CC forum.

Comenity Overstock big CLI

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