Comenity Total Rewards $4k CLI Success

[torebuild2014]

I don't see much posted on this card anymore, so thought I would share some data points on my CLI success for those who may find it useful for either applying or seeking a CLI.

Last CLI was for $4K which took the card to $19.5K in Feb 2018. I did not request an increase until today.(I tend to give a bit of cushion on the 4 month rule). Another $4K today to $23.5.

Stats - Card opened 9/16 -(this is my only Comenity card and I have no store cards at all from any lender.)

Highest CL - Amex- $39.5K

Lowest CL - Wells Fargo- $800  

Scores at time of request: mid 700's

Inquiries: EQ8 -4 inq (one is Comenity coming off in Sept), 1 CC - 7/17, 1 Mtg- 8/17,  1 Auto-12/17

                 TU8 - 2 inq 1 Mtg -8/17, 1 CC - 7/17 

                 EX8 - 3 inq 1 Mtg -8/17,  2 CC - 7/17 

Usage - average swipes 5-10 per month. No large purchases and no big balances. Pay in full and leave a small balance for statement reporting. 

I know that most people do not like Comenity products and have no use for this card, but I have not had any issues. With that said, I think I am also pretty conservative in my credit seeking activity. Now to see if this is a soft or hard pull. I may apply for one more card, the Citi AA Advantage because I need the sign up bonus , but after that it's back in the garden....

[Anonymous]

Pretty sweet!  Congrats!

[Pikaboo-icu]

Nice DP's thanks for sharing..

Congrats!! 

[Anonymous]

Congrats on CLI

[Anonymous]

Congrats on the approval!!

[19eighty5]

Congratulations on the approvals!

[Anonymous]

Good for you.  I always try at exactly 12:16 am on month 4 and day 1.  I now always get $1,500 CLIs.  My two Comenity co-branded cards are spaced out exactly 2 months apart so it satisfies my itch getting a new CLI every two months.

I think I'll take a break from this schedule when my next CLI takes me above the $10k level on my Total Rewards.  Sportsman's Guide is already there.

[Anonymous]

Nice CLI.  Thanks for the data points!  Approval posts are so much more useful with them.

[torebuild2014]

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@Anonymous wrote:

Good for you.  I always try at exactly 12:16 am on month 4 and day 1.  I now always get $1,500 CLIs.  My two Comenity co-branded cards are spaced out exactly 2 months apart so it satisfies my itch getting a new CLI every two months.

I think I'll take a break from this schedule when my next CLI takes me above the $10k level on my Total Rewards.  Sportsman's Guide is already there.

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Thank you an$ it looks like you have a good handle on their system. I am in a good place with the limit and am always cautious about poking the bear. I think that is why I stretch out the request. Good luck on your next bump.

[torebuild2014]

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@Anonymous wrote:

Nice CLI.  Thanks for the data points!  Approval posts are so much more useful with them.

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Thank you and I hope that the data points are helpful. I found others data points immensely useful so I hope to give back to this amazing forum.