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Comenity & Synchrony CLIs

19eighty5
Senior Contributor

Comenity & Synchrony CLIs

I went through my normal round of monthly CLI requests last night and Comenity and Synchrony both showed some love!

 

Overstock: $2,300 ($995 balance) increased to $3,100 - $800 CLI

Wayfair: $2,300 ($0 balance) increased to $3,100 - $800 CLI

Williams-Sonoma: $250 ($0 balance) - No soup for me (it's probably wise to cancel this card at this point; no usage from me)

CareCredit: $7,000 ($445 balance) increased to $8,000 - $1000 CLI

 

3 out of 4 approved -- not bad! So far, I'm yielding CLIs every 6 months on both the Comenity and Synchrony accounts. Williams-Sonoma has yet to budge, but I also don't spend anything on the card. I have a plan to close the WS card along with a few others that are sock-drawered once we secure a mortgage.

 

Scores are up to date in my signature. Aggregate utilization hovering around 41% (I know... I'm aggressively paying these down) although declining rapidly.

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

22 REPLIES 22
M_Smart007
Epic Contributor

Re: Comenity & Synchrony CLIs

Congratulations!

Message 2 of 23
AllZero
Super Contributor

Re: Comenity & Synchrony CLIs

Congratulations on your CLIs!

Message 3 of 23
M_Smart007
Epic Contributor

Re: Comenity & Synchrony CLIs


@AllZero wrote:

Congratulations on your CLIs!


Message 4 of 23
AllZero
Super Contributor

Re: Comenity & Synchrony CLIs


@M_Smart007 wrote:

@AllZero wrote:

Congratulations on your CLIs!



Image result for the good the bad the ugly

Message 5 of 23
Meanmchine
Super Contributor

Re: Comenity & Synchrony CLIs

Congrats on your CLIs.  Sorry about WS


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>12/2020 CCT EX 821 TU 826 EQ 840


"Survival kit contents check. In them you'll find:

- One forty-five caliber automatic
- Two boxes of ammunition
- Four days' concentrated emergency rations
- One drug issue containing antibiotics, morphine,
vitamin pills, pep pills, sleeping pills, tranquilizer pills
- One miniature combination Russian phrase book and Bible
- One hundred dollars in rubles
- One hundred dollars in gold
- Nine packs of chewing gum
- One issue of prophylactics
- Three lipsticks
- Three pair of nylon stockings.

Shoot, a fella' could have a pretty good weekend in Vegas with all that stuff."

Major Kong (Slim Pickens) in Dr. Strangelove 1964
Message 6 of 23
19eighty5
Senior Contributor

Re: Comenity & Synchrony CLIs


@Meanmchine wrote:

Congrats on your CLIs.  Sorry about WS


Eh, It's just not meant to be!

 

In hindsight, I shouldn't have applied for the card but was desperate for new accounts reporting positive tradelines. Lesson learned.

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 7 of 23
newfossil
Valued Contributor

Re: Comenity & Synchrony CLIs

Congratulations!!!




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 8 of 23
corpcrmgr
Valued Contributor

Re: Comenity & Synchrony CLIs

Congratulations on your approvals!

Message 9 of 23
James_A
Senior Contributor

Re: Comenity & Synchrony CLIs

Good stuff, 1985 -- Congrats! on your 3 for 4. Smiley Happy

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (3/12/2021): FICO 08 EXP: 748; TU: 755; EQ: 773
2020 Goal Score: 760 across the board


Take the myFICO Fitness Challenge
Message 10 of 23
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