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@19eighty5 wrote:
@Meanmchine wrote:Congrats on your CLIs. Sorry about WS
Eh, It's just not meant to be!
In hindsight, I shouldn't have applied for the card but was desperate for new accounts reporting positive tradelines. Lesson learned.
@19eighty5 None of us have arrived and we are all learning. I can promise you .. I have made tons of mistakes.
and probably will make a few more
@19eighty5 wrote:I went through my normal round of monthly CLI requests last night and Comenity and Synchrony both showed some love!
Overstock: $2,300 ($995 balance) increased to $3,100 - $800 CLI
Wayfair: $2,300 ($0 balance) increased to $3,100 - $800 CLI
Williams-Sonoma: $250 ($0 balance) - No soup for me (it's probably wise to cancel this card at this point; no usage from me)
CareCredit: $7,000 ($445 balance) increased to $8,000 - $1000 CLI
3 out of 4 approved -- not bad! So far, I'm yielding CLIs every 6 months on both the Comenity and Synchrony accounts. Williams-Sonoma has yet to budge, but I also don't spend anything on the card. I have a plan to close the WS card along with a few others that are sock-drawered once we secure a mortgage.
Scores are up to date in my signature. Aggregate utilization hovering around 41% (I know... I'm aggressively paying these down) although declining rapidly.
Congratulations on the CLI's!
For me, Williams Sonoma didn't show any love until 6 months and 15 day's after opening (even though I had other Comenity accounts over a year old when it was opened); after the first increase, I only had to wait 90 day's for the next on... since then they give me an increase every 61 day's (went from $500 opening limit to $11,450 in 1y 8m... I spent $650 in that time).
Congrats on your CLIs.
Congrats!
It seems like WS cards can be a bit of a hassle to grow sometimes from what I'm reading.
Nicely done! Enjoy a little extra util padding!
@M_Smart007 wrote:
@19eighty5 wrote:
@Meanmchine wrote:Congrats on your CLIs. Sorry about WS
Eh, It's just not meant to be!
In hindsight, I shouldn't have applied for the card but was desperate for new accounts reporting positive tradelines. Lesson learned.
@19eighty5 None of us have arrived and we are all learning. I can promise you .. I have made tons of mistakes.
and probably will make a few more
@M_Smart007 we're all fighting the good fight! Honestly, I'm just thankful to receive ANY CLI in our current environment.
@chiefone4u wrote:
@19eighty5 wrote:I went through my normal round of monthly CLI requests last night and Comenity and Synchrony both showed some love!
Overstock: $2,300 ($995 balance) increased to $3,100 - $800 CLI
Wayfair: $2,300 ($0 balance) increased to $3,100 - $800 CLI
Williams-Sonoma: $250 ($0 balance) - No soup for me (it's probably wise to cancel this card at this point; no usage from me)
CareCredit: $7,000 ($445 balance) increased to $8,000 - $1000 CLI
3 out of 4 approved -- not bad! So far, I'm yielding CLIs every 6 months on both the Comenity and Synchrony accounts. Williams-Sonoma has yet to budge, but I also don't spend anything on the card. I have a plan to close the WS card along with a few others that are sock-drawered once we secure a mortgage.
Scores are up to date in my signature. Aggregate utilization hovering around 41% (I know... I'm aggressively paying these down) although declining rapidly.
Congratulations on the CLI's!
For me, Williams Sonoma didn't show any love until 6 months and 15 day's after opening (even though I had other Comenity accounts over a year old when it was opened); after the first increase, I only had to wait 90 day's for the next on... since then they give me an increase every 61 day's (went from $500 opening limit to $11,450 in 1y 8m... I spent $650 in that time).
@chiefone4u you know, I was expecting a timeline similar to yours. However, it took Overstock 1yr+ for the first CLI; Wayfair was 6mos for the first CLI; Williams-Sonoma... well here we are 18 mos in and still waiting. I've got a better shot at the lottery than a CLI on this card, LOL.
Sorry to hear.
I guess it truly is love at first sight or no love at all with Comenity.
Don't take it personally. My wife can't get more than $250 limit from Comenity, but Amex tosses her $6k opening limits, US Bank gave her $3k and BoA gave her $8k with no previous relationship... I think Comenity does the low limit with no growth for profiles that other banks love.
Best of luck.
Congratulations on your CLI's! 👍
Congratulations on your CLI's 3/4 isn't bad.