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Commenity CLI ... careful

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blazerein
Established Contributor

Commenity CLI ... careful

After 6 statements I got approved for CLI for BrylaneHome from 700 to 1000 (SP) and New York & Co from 500 to 1000 - I never use the card (Be careful, it’s a HP Equifax).
AAoA 6yrs 3mos | Inquries: TU5/EQ5/EX8 | Utilization: 9% | Mortgage: 1 | Auto Loan: 2 | Personal Loan: 2 | Derogatory: 0

> >CREDIT UNION


EX- 585, TU- 583, EQ- 563 | CURRENT SCORE UPDATED: 2/2023 -> FICO 8 EX 754 TU 741 EQ 755 | FICO 9 EX 747 EQ 763 TU 756
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7 REPLIES 7
Marz2002
Senior Contributor

Re: Commenity CLI ... careful

CONGRATS on the CLIs!!!

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
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Anonymous
Not applicable

Re: Commenity CLI ... careful

COngrats on CLI even though its Hp !!!

 

Message 3 of 8
padme
Established Contributor

Re: Commenity CLI ... careful

congrats on your approval guess the gravy train is over fun while it lasted
Message 4 of 8
KDKobes
Regular Contributor

Re: Commenity CLI ... careful

Congrats on the CLI!!
I honestly think the HP CLI with Comenity is dependent on many factors. About 1yr ago I called Pier 1 (Comenity) about getting a CLI on my card and they did a HP to go from $500-$1500. Fast forward to just three days ago and they asked me what I wanted my credit line to be so I thought well if you’re going to ask I’ll shoot for the moon and I said $5,000, without hesitation it was raised to $5,250 from $1,500. Never did a HP, got me thinking, maybe I should’ve asked for more.🤔




EX: 694 (F8)(7inq) | TU: 691 (VS3)(5inq) | EQ: 699 (VS3)(5inq)
BK Ch 7 Discharged 2015 | x1 Paid collection | x1 30 day late on file
9% Utilization | AAoA: 2yrs | Updated: *UPDATING*
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GApeachy
Super Contributor

Re: Commenity CLI ... careful


@KDKobes wrote:
 Fast forward to just three days ago & they asked me what I wanted my credit line to be & I thought well if you’re going to ask I’ll shoot for the moon & I said $5,000, without hesitation it was raised to $5,250 from $1,500. Never did a HP

That's really good to know.  I called them a couple of weeks ago (new acct.) and asked what their policies are regarding cli's and csr told me that after 6 months they start sp to see if I would be eligible......glad to read this and CONGRATS!!!

My Take Home Pay Don't Take Me Home
Message 6 of 8
19eighty5
Senior Contributor

Re: Commenity CLI ... careful

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 7 of 8
RickNATL
Established Contributor

Re: Commenity CLI ... careful

Yea, learned that the hard way...got an additional CLI of $2k...but with HP....

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