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I'm on a roughly two month cycle with both Wayfair and Overstock. Opened the cards on 5/25/2018 @ $1000 and $500 SL respectively. Today's bumps -- 2K done twice, each card (online) -- brings new CL to 11K and 10.5K.
Previous CLIs, for both cards, were on 7/14 (1500 x 2) and 9/20 (1500 x 2).
Today's TU Fico 08 is 752. Apped the cards at 642, 1st CLI at 680'ish, 2nd CLI at 720'ish. I rarely use either card (total spend maybe $100 each). Interestly, OS had just sent me a 21% off total order coupon, if charged to the card. Maybe I'll buy something now.
Edit: All CLIs have been SP.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
@RonM21 wrote:
Congrats! You made nice progress in short time bringing those limits up.
Thank you, Ron. And yes. These were the 1st cards apped shortly after joining here so I will always have a fondness for them, even it's only to look at them. It wasn't 100% I was going to be approved either -- total utilization was around 85% at the time. I was GRATEFUL for that 1500 additional tradeline.
Thank you X and Fin -- you both are always so positive and encouraging. Your words have effect.
@CashBackQueen wrote:
Congrats! Were those soft pull increases?
Thank you, CBQ.
Yes, all SP -- sorry for not making that important point clear. The OP is now updated.
Congratulations on your CLIs!