Well lets start out by saying what a LONG application process and a backwards bank. I found out when you apply they don't pull your credit right then that is just the application system. A UW had to pick up your application from that system and input it into another system which then pulls your credit. With that said I had my EQ unlocked TWO weeks and no pulls to the freeze went back on and Saturday I finally got my AA letter of denied to EQ being frozen about 3 weeks after application. I called them today and said have at it and unthawed it. I was instant approved by the system while talking to the UW. I won't lie I was a bit disappointed on the limit as approved for 7k. I was expecting 10-15k approval, but for this card in all honesty I won't even come close to probably using 1k of it. Was just another "challenge bank" to get in with now that my EQ is clean.. Not sure what version of EQ they pulled nor did the UW know (she was very very nice btw). She said my EQ scores was 754 which matches up to no version of my EQ score that I saw a month ago and know my 09 Score is 780 atm and my 08 score a few days ago due to MF subscription was 770ish, so not sure if mortgage score? Anyways approved, just a bit disappointed on my SL. I have close or combined 7 cards I believe in the last two months and opened up 2. Might do a 3rd being the new Amex Gold as love the rewards structure. Alot of inquiries this last year and 14 total on EQ.
Anyone by chance know how CLI's work with them or if recon is possible with approval as stated it was instant from the system once my credit was pulled. Thanks in advance.
Congratulations!
@CreditCuriosity wrote:
Anyone by chance know how CLI's work with them or if recon is possible with approval as stated it was instant from the system once my credit was pulled. Thanks in advance.
Congrats on the approval, sorry I'm not aware of that banks CLI process, but I would think it will grow with use! At least after the effort, it was a positive outcome.
Looks like a great cause. $35 bucks after first charge for the kids. 3% CB wireless service aint bad at all. Congrats
Congratulations CC! Nice to see you land the STC credit card!
Congratulations on the approval and what a wacky system they have..lol, glad it worked out in the end 