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Commerce bank is in fact weird. I applied too and they pulle TU and didn't say anything approval or denial. After a week or so when i almost forgot got an email that it is approved for 5K. After few days got a call from their fraud department in order to verify my application, then got an email after few more days (Aug 15) that my card is shipped and asking me to call if i dont receive it in next few days. Well as of now i hadn't received it yet and after reading this post, i called them and they said they actually mailed it on 20th LOL.