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Good morning Fico family,
I am currently gardening, however at least once a week I check the Amex preapproved website to see if I can finally get this BCE. For months I have applied for this card and have been declined, however I am constantly offered the platinum charge card???. I need assistance from those of you who are more experienced with American Express than I am. I have there every day card and the Delta sky Miles. So yesterday although still in the garden I clicked on the platinum offer it only asked for my income and I was immediately approved! So I have 2 questions. The first question is am I still consider gardening there was no hard pull, and my second question is why would they approve me for the platinum charge card and not the BCE? Someone please help! My scores aren't even that great I'm rebuilding, completely confused at this point!
In spite of what most folks think about the Plat card from Amex, it is a relatively easy card to get as are most Amex charge cards.
The real question you need to ask yourself is, "Can I justify a $550 annual fee just to keep this card in my wallet?"
Hi Berk,
Yes I actually take 3 vacations a year and I travel a lot for business with the company reimbursement for airlines, hotel stays and food.
Beautiful! Yes, you will reap plenty of rewards from it then. I used to be able to put all my company spend on it until my company realized about 3 years ago that they were losing a whole lot of perks themselves so they made us all get corporate cards. I get to keep all the points but I don't wrack up near as many as I used to. I also fly Delta for the most part so I use the heck out of the lounges. Just make sure you sign up for all the perks.
Berk,
I just signed up for the $200 credit they offer and was advised when I receive the card to go online and sign up for all of them. I fly Delta also and fly into Portland in September, so as I have a JetBlue card as well with a $195 credit on it I had Amex place the $200 credit on Jetblue. Then next years $200 credit will probably go on my Delta Amex as I have a wedding to attend in the Bahamas.
Congrats on your new Platinum! And yes, go sign up for everything! Enjoy the lounges!
@Maxi11510 wrote:
K-in- Boston , BPebbles
K thank you for the wealth of knowledge for the is card! As soon as I receive it I will take full advantage of all offers you mentioned. I really appreciate the response as this is my first charge card with them.
BPebbles, thank you so much and I plan to take it vantage of all offers that are available with this card. The funny thing is is my daughters going to Portland and I just added her on to my Chase freedom unlimited am I Chase Sapphire reserve, had I known I was going to apply for this particular card I would've added her to this one.
Just remember that it is an additional $175.00 per year for up to three AU's on this card. the only perk that doesn’t extend to additional cardholders is the $200 fee credit. All in all the best travel perk card for adding AU's hands down!