Confusing Navy Denial/Approval ($25k)

[AverageJoesCredit]

Prequal isnt what got you the card, your profile did. 

[gdale6]

Grats on finally getting it done and getting that great SL

[revjamesl]

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@Anonymous wrote:

@revjamesl  Super Congrats on your Navy Fed Cash Rewards $25,000 approval!!! 

You certainly went from one extreme to the other. From not qualifying at all 

for a minimum 5k limit on the Flagship to getting 25k @9.65% for the CR is

strange indeed. And if you'd like to make things even stranger, then I would take

@Harvey26  's advice: Request a product change to the Flagship. That's the card you

originally wanted anyway. I'd love to be a fly on the wall during that conversation. 

Congrats again on your Navy Fed approval. Thanks so much for sharing!!! 

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I think I'll wait till they offer a sign-up bonus down the road before applying for the Flagship again.

And no kidding about the extreme! So strange.

[revjamesl]

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@AverageJoesCredit wrote:

Prequal isnt what got you the card, your profile did. 

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Right. I just happened to view it before deciding to app.

[revjamesl]

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@Harvey26 wrote:

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@revjamesl wrote:

Back in April, I applied for Navy's Flagship and was denied due to not qualifying for the necessary minimum $5k limit; that was their reasoning as outlined in their response to my request for reconsideration. (This makes no sense because I have 800+ credit scores across the board, 6-figure income, very low utilization).

Fast forward to just a few minutes ago, I was looking online and checked pre-qualification link they provide for current members; voila, I'm pre-qualified for every card they offer, including the Flagship.

I decide to try my luck and applied for the cashREWARDS and was approved for $25k and their lowest APR on card of 9.65%.

Needless to say, Navy is confusing.

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Call and do and PC to flagship!

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I think I'll wait till they offer a sign-up bonus down the road before applying for the Flagship again. That, and I want the free $150 for using the cashREWARDS.

[Anonymous]

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@revjamesl wrote:

... approved for $25k and their lowest APR on card of 9.65% ... Navy is confusing.

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He is not the only One who works in mysterious ways.  Congrats! rev on finding the Navy light.  Praise the Lord. 

[PicoFico]

Curious if you were trying to app Flagship as your first card?

[revjamesl]

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@PicoFico wrote:

Curious if you were trying to app Flagship as your first card?

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That's correct. 

[AllZero]

Congratulations on your approval!

[snickerpedia]

Congratulations on your massive approval!!!!!!!!!!