Costco Anywhere Visa® Card by Citi 6500 after CH 7 BK

[BigOrange]

My only late payment dropped off recently and my my TU FICO jumped 56 points to 708, so I decided to apply for a Costco Citi Visa! I was approved for 6500.00! Thanks for everyone's advice last year telling me to hold off. HP was on EXPERIAN.

Should also note that I used the Citi Prequalify tool and did not prequalify for any cards.

My history-
I had a CH 7 BK discharged 6 years ago. I got the secured Capital One card on 8/2014 with 900.00 limit.  A year later applied for the Capital one QS and got approved for 6500.00! They then upgraded my secured card to a non-secured card.

A year ago, went out on a limb and appied for a Discover Card and got approved for a 9500.00 limit which was a home run (recently increase to 12,500)

About 20 days ago, I got the Kohls card with a 1,000.00 limit and at that time my TU FICO on Discover was 652. 

Shortly afterwards the only late payment on my CR dropped off so I now have zero late payments and my TU FICO jumped 56 points to 708! 

[pizza1]

Congrats to you on the approval, and the late payment dropping. Be extra diligent now and in the future about your payments.

[CreditMagic7]

Big Congrats on what has to be a happy smile after this Citicard approval.

All the best with your next choices moving ahead with the more favorable profile now

[Jnbmom]

Congrats👍 Very nice SL. You have rebuilt your credit quite well.

[Jnbmom]

Congrats👍 Very nice SL. You have rebuilt your credit quite well.

[pinkandgrey]

Congrats on your great approvals! Also congrats on raising your score!

[Anonymous]

Congrats!!! I'm glad you listened to the sage advice to hold off 

[Anonymous]

Nice SL.   Fantastic job on the rebuild, i admire your patience... 

[AverageJoesCredit]

Big congrats ! You know you are making it when 5 CLs stop by to say WTG And a Magic super conyributer to boot. Great job

[Marz2002]

YOU...

CONGRATS @BigOrange on your COSTCO Approval, the AWESOME SL, your Rebuild Success, Thanks for the DPs, and Welcome to the Citi family!!!