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Costco Card CL

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
New Member

Costco Card CL

Got approved for $10,500. Had some hard inquiries recently due to a new car loan and getting the Amex Platinum so figured it'd be a good time to get another cc.

Is $10,500 decent for this card?
Message 1 of 14
13 REPLIES 13
Community Leader
Super Contributor

Re: Costco Card CL

Congrats on your approval. 

 

To answer your question...is $10,500 decent for your monthly spend at Costco? 

EX 753 EQ 769 TU 755
Message 2 of 14
New Member

Re: Costco Card CL

Lol. I spend a lot less than that. My question is regarding the amount they approved me for. I have very good credit and am aware that the highest your CL the better for your credit score. So, compared to what others are being approved for, how does $10,500 compare?
Message 3 of 14
Valued Member

Re: Costco Card CL

That's very good.  I was approved for 9,000 on my mine two weeks ago.


7/12/2019


"Not everyone who helps you is a friend, and not everyone who challenges you is an enemy."


Message 4 of 14
Community Leader
Super Contributor

Re: Costco Card CL


@CrazyMF wrote:
Lol. I spend a lot less than that. My question is regarding the amount they approved me for. I have very good credit and am aware that the highest your CL the better for your credit score. So, compared to what others are being approved for, how does $10,500 compare?

It's a very good SL but it will only help your scores if you have high utilization on other cards. If you dont, than SL is only relevant in relation to spending. 

EX 753 EQ 769 TU 755
Message 5 of 14
Community Leader
Super Contributor

Re: Costco Card CL

Congrats, thats a very good sl. Citi isnt known for superhigh limits anyway, even for good credit.
Charter Member of the Discover " No Cli For You " Club !

Chase Never/24 Squad Leader
Team Pendread Anonymous
#JustSayNo2Comenity
Officially S.O.G.O.T.P
Message 6 of 14
Frequent Contributor

Re: Costco Card CL

I'm was the $9000 club as well. When I asked for SP CLI, they only bumped it to $12500.




*Currently using Amex Delta Platinum for Supermarkets. ×5 miles back promo. Ends 8/31/2019.
Message 7 of 14
New Member

Re: Costco Card CL

How long before you requested a CLI?
Message 8 of 14
Valued Contributor

Re: Costco Card CL

Congrats!!

Message 9 of 14
Moderator

Re: Costco Card CL

Great SL, grats Smiley Happy
"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 10 of 14