@mauwow0682 wrote:I 'm an existing amex member. I have had the Amex zync since Aug 2010 (Not sure if I will PC $25.00/annual fee isn't bad even if I only earn 1 MRE point per dollar spent).
If you are an existing card member your apply for any amex product and you are denied its a soft pull. Only approvals are Hard Pulls. and IMO totally worth it because your account will automatically update to your original membeship date (AAoA boost). So when I recieve my new costco amex it will have a 08/2010 membership date.
Everyone says to establish a charge card membership first because the underwriting is not at stringent as it is with revolvers. From there depending on needs/want people apply for cards there. However just because you get a charge card does not mean you will get any revolver. It took my 4 tries to get the costco amex. Good Luck!
it will actually have a 5/2010 date.. just an fyi.
i tried for a bce on new years but was declined.
mostly for high balance compared too loan amount. obviously i only paid about 800 dollars off of 9k.. you think lol
It's always nice to hear when someone get approved! 
Welcome to the Amex Family!! 
CL $408,200
I agree LS..It's a good card and it will meet my needs. TBH, I didn't really need another cash back card...(Freedom,Discover IT, BofA 123) but I'm basically getting creating space in my wallet. I don't have to have a seperate amex revolver and costco membership card in my wallet. I have the 2 in one. Plus....It's a card that still gets a lot of looks
Now if only costco had diesel fuel....
Starting Score: 620 FAKO
@mauwow0682 wrote:
Now if only costco had diesel fuel....
what do you drive?
and my costco is in the process of getting permits etc, to have a gas station so hopefully ill be approved by the time they open it 
You're right, totally slipped my mind. I still had zync on my mind.
@creditnocash wrote:
@mauwow0682 wrote:
Now if only costco had diesel fuel....
what do you drive?
and my costco is in the process of getting permits etc, to have a gas station so hopefully ill be approved by the time they open it
2012 Jetta TDI. Thing sips on gas. I'm getting 46-48mpg on HWY and 38 in the City. I fill up 2x/month maybe 3 if I'm doing a lot of the weekends.
Congrat in 2 months they going to 3x if you play your card right.
Starting Score: 560
Congrats!!!! Make sure at day 61 go for the gusto for that 3X Limit cli, and remember it is only a soft pull!!!!
Congrats approvals will make you stand up rather quickly or do?
I think this card will be my first "I've worked really hard, now have great credit!" trigger pull. It's a long ways away, though. We do a LOT of our shopping at Costco.
