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This time I really mean it. I need to get my arse into The Garden(TM) but I couldn't help myself. I applied for the Costco VISA by Citi in order to get the super rewards for shopping at Costco and Gas, which DW and I do a lot and to get an "in" with Citi. Approved with SL of $8000.
DATA POINTS:
CB pulled: TU (not completely sure about EX since I don't have active monitoring for that one. I know EQ was not pulled because CreditKarma never notified me)
Location: WA State
FICO: 710 (pull by Discover when requesting SP CLI last week)
UTL%: 22% overall (QS1 is at 70%, BECU at 38% due to BTs earlier this year), this card will drop me to 19% overall utilization
AoYA [Age of Youngest Account]: 1 month [Sync PayPal MC]
AoOA [Age of Oldest Account]: 4 years, 10 months [Fingerhut]
AAoA [Average Age of Accounts]: ~3 years
Total Overall Credit: $58950 ($55450 under my own name)
Total Open TLs: 12 revolvers, 1 auto loan, 1 student loan
Baddies: TU/EX - 2 paid collections from 2013; EQ - 4 medical collections from 2015 + 2 paid from 2013
Congrats! It's an awesome card.
As others stated nice SL considering the baddies and the utilization. Congrats as it is a good card use it every few days and certainly for gas right next to where i work at costco! Really it offsets my costco membership and a bit more with my amount of use on it, which is good enough for me