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Costco Visa APPROVED w/BK7!

Guyatthebeach
Valued Contributor

Re: Costco Visa APPROVED w/BK7!

jj10939,

 

Congratulations on your approval! I know how excited you to that card, especially with a bankruptcy on your CR.  That's impressive to see you got the Costco card 4.5 years post bankruptcy.  I was at the 7 year mark when I got mine!

 

Guyatthebeach

Message 11 of 25
Mv350
Valued Contributor

Re: Costco Visa APPROVED w/BK7!

Congratulations on your approval!! 

Message 12 of 25
aptiger
Valued Contributor

Re: Costco Visa APPROVED w/BK7!


@jj10939 wrote:

I have wanted this card for quite a while and have been going back and forth on whether or not to apply.  I tried a little over a year ago and got an instant denial.  Tonight, I decided I would try my luck and boy am I glad I did!  Cold app'd and got an instant approval for $7,500!  I'm very happy to be back "in" with Citi.  I have had the Best Buy Visa for about a year and a half which was approved for $4,000 (hardly ever used) and have the Macy's store card at $25,000.

 

BK7 is 4.5 years old.  Citi pulled EQ which is at 698.  5 inq on EQ and I'm at 8% util, $85K income.  I've had quite a successful rebuild after my BK; I have learned a lot and this approval finally feels like I have made it to the other side.  It feels so good to be approved for a goal card.  Cheers Smiley Happy


Congratulations! You give me hope to get back with them soon! Did you burn them?


Message 13 of 25
anitx
Frequent Contributor

Re: Costco Visa APPROVED w/BK7!


@jj10939 wrote:

I have wanted this card for quite a while and have been going back and forth on whether or not to apply.  I tried a little over a year ago and got an instant denial.  Tonight, I decided I would try my luck and boy am I glad I did!  Cold app'd and got an instant approval for $7,500!  I'm very happy to be back "in" with Citi.  I have had the Best Buy Visa for about a year and a half which was approved for $4,000 (hardly ever used) and have the Macy's store card at $25,000.

 

BK7 is 4.5 years old.  Citi pulled EQ which is at 698.  5 inq on EQ and I'm at 8% util, $85K income.  I've had quite a successful rebuild after my BK; I have learned a lot and this approval finally feels like I have made it to the other side.  It feels so good to be approved for a goal card.  Cheers Smiley Happy


CONGRATULATIONS!! I appreciate the data points - this is a card I've got my eye on once I leave the garden. 

and

Rebuilding started in June '19 with low 500s across the board.

FICO8 Progress (via Discover Credit Scorecard):
696 - 05/28/2020
702 - 04/27/2020
703 - 03/28/2020
685 - 02/26/2020

GOALS:
• 725 - 750 FICO before 2021
• Visa CC (Citi Costco?)
Message 14 of 25
MyFault
Valued Contributor

Re: Costco Visa APPROVED w/BK7!

Congrats!



  |  
Message 15 of 25
GApeachy
Super Contributor

Re: Costco Visa APPROVED w/BK7!

Congrats!  You have a nice lineup there.......that Macy's card (25k) and other's round here with bigtail limits is really making me jealousSmiley Very Happy

Happy Shopping!

"My Take Home Pay Don't Take Me Home"
Message 16 of 25
CreditAggie
Community Leader
Super Contributor

Re: Costco Visa APPROVED w/BK7!

Congratulations on your Costco Visa approval!

Current Cards (in order of approval):

            
Current FICO 8 | 9:  
Credit Age:  
Inquiries (6/12/24 M):  
Banks & CUs:                           Goal Cards:
                
Message 17 of 25
angelwingz
Valued Contributor

Re: Costco Visa APPROVED w/BK7!

Congratulations on your approval! 👍




My Cards:






Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 18 of 25
jj10939
Regular Contributor

Re: Costco Visa APPROVED w/BK7!

Thanks everyone. I did burn them for about $4k. Looking forward to the card coming. I'll be watching my informed delivery closely over the coming days!

Message 19 of 25
CBrow
Regular Contributor

Re: Costco Visa APPROVED w/BK7!

Welcome to the Costco family! Congrats on the new card!


Message 20 of 25
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