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Costco Visa Approved

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creditreformer
Frequent Contributor

Costco Visa Approved

$8k woohoo

 

some stats-

 

fico- 700s-720s (depends on bureau/date)

 

other ccs in profile- the 'usual' store ccs (target, wmart, etc.- nothing impressive ha), amex bcp 8k, discover it 6.5k, nfcu cash 12k, chase amazon visa 2.5k, penfed platinum signature 32k. *amex, discover, penfed are all NEW (obtained in may 2016), some 'older' ones like cap 1 qs 3.7k (can't get a cli to save my life ha), but nothing to write home about cl wise (the 'old ones' are from my rebuilding days and probably should be closed)

 

utilization- 2-9% depending on bureau

 

baddies- unpaid tax lien from 2010

 

 

Message 1 of 14
13 REPLIES 13
myjourney
Super Contributor

Re: Costco Visa Approved

Congrats nice starting limit 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 14
CreditMagic7
Mega Contributor

Re: Costco Visa Approved

awesome.jpg

Message 3 of 14
gingerflower
Valued Contributor

Re: Costco Visa Approved

Congrats! Awesome Cl
Message 4 of 14
Anonymous
Not applicable

Re: Costco Visa Approved

that's not half bad of an approval, but you really ought to pay that tax lien... the IRS is not forgiving the way banks can be.

Message 5 of 14
surferchris
Valued Contributor

Re: Costco Visa Approved

Congrats!

Current Cards:
AmEx Hilton Honors Surpass//AmEx Platinum Card//Ann Taylor Rewards Mastercard//Capital One Platinum Card//Credit One AmEx//Credit One Platinum VISA//Fingerhut//Navy More Rewards AmEx//TruWest Platinum VISA//Aspire VISA//Costco Anywhere VISA//Lowes Advantage//Apple Card
Loans:
1 Mortgage/////Navy FCU Auto Loan (2020 Jaguar I-Pace)//Capital One Auto (2016 BMW i3)
Next Cards (4th QTR 2022):
Navy Flagship Rewards VISA//Chase Sapphire Preferred
Stats:
Scores: 700's // Inq's: 1 for mortgage // Util: 1% // AoOA: 21 yrs

Message 6 of 14
CountryLivin
Valued Contributor

Re: Costco Visa Approved

Congratulations!

Message 7 of 14
Loquat
Moderator Emeritus

Re: Costco Visa Approved

Very nice!  Congrats!

Message 8 of 14
ddemari
Super Contributor

Re: Costco Visa Approved

great approval! congrats! 

Message 9 of 14
nrm
Frequent Contributor

Re: Costco Visa Approved

Nice SL! Congrats!
Message 10 of 14
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