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Costco Visa CLI Approval, but Citi Application Denial?

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Mike1014805
New Contributor

Costco Visa CLI Approval, but Citi Application Denial?

So I got approved for another $1500 CLI on my Citi Costco Visa, putting me at a credit limit of $7100.

 

I then got a notice/pre-qualify about the new ATT Credit Card they have, and since I have ATT, I figured why not. I'd just use it for my phone bill and subscriptions I have in Google Play/App Store. 

 

However, I got denied, which confuses me. In the last 6 months they've give me a $3,000 increase my Costco Visa card that's only 8 months old. They obviously trust me financially. So I'm kind of shocked I didn't get approved. 

7 REPLIES 7
FinStar
Moderator Emeritus

Re: Costco Visa CLI Approval, but Citi Application Denial?

Congrats on the CLI.

 

As far as the solicitation, keep in mind those are pre-selected marketing offers, they're not actually pre-approvals. Also, CLIs are treated a little different than new account originations. Perhaps the letter will provide some insight and the reason(s) as to why they couldn't approve it at this time.

Message 2 of 8
KingRue8500
Senior Contributor

Re: Costco Visa CLI Approval, but Citi Application Denial?

Congrats on your Citi Costco Anywhere CLI




Message 3 of 8
CreditAggie
Community Leader
Super Contributor

Re: Costco Visa CLI Approval, but Citi Application Denial?

Congratulations on your Citi Costco CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (June 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 4 of 8
PapaTunde
Established Contributor

Re: Costco Visa CLI Approval, but Citi Application Denial?

Congrats on your CLI

All Fico9 835+ or there abouts

These violent delights have violent ends
Message 5 of 8
SweetCreditObsession
Valued Contributor

Re: Costco Visa CLI Approval, but Citi Application Denial?

Congratulations on the increase! Smiley Happy



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 6 of 8
MyFault
Valued Contributor

Re: Costco Visa CLI Approval, but Citi Application Denial?

Congrats on your CLI!







  |  
Message 7 of 8
cashorcharge
Community Leader
Super Contributor

Re: Costco Visa CLI Approval, but Citi Application Denial?

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Message 8 of 8
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