I just got approved for the Costco Visa with a cl of $11,500! This is the card that has eluded me for a long time. After reading about another members approval with his high number of inquiries, I decided to go for it. Fyi, they pulled Experian. I just checked myfico and here are my stats:
Experian Fico: 753
Inquiries: 19 (was 18 before Citi pulled it)
Utilization: under 8%.
Credit limits: Around $150k-$175k total limits available.
I had been turned down for this card due to excessive number of inquires. I have no idea what changed their mind as I had added 2 more inquires since the last time I applied. Perhaps Citi has lowered their standards recently as I have seen more people get approved with an increased number of inquiries lately. Anyways, I am now officially in the garden for a long time to come!
6 Times ?
I was denied 2 years ago for the Citi DC card and Im still afraid to pull the trigger again.
Congrats, nice card and SL!
Congratulations! To be turned down so many times and then be approved for $11,500 is great!
My wife and I applied last month for the Citi Costco Visa and were approved for $10,500. I have a bit of regret only because it meant that we exited the garden, however it is just a small bump in the road.
Congrats!! The only reason why i have mine is because it was transferred from AMEX. Citi does not like me.
Congrats! It took me three applications over a year period to get the card myself! Finally got in about a month ago at a $5,500 starting limit. Already put (and paid) $900 of purchases on the card, so I'm hoping to keep the momentun going for one of those awesome SP Citi CLI's