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Costco Visa w/ BK reporting

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Scupra
Super Contributor

Re: Costco Visa 4 w/ BK reporting

Mmmm.. Maybe in six months for me. I'm going to let the Costco card age a bit at the least

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 61 of 76
Anonymous
Not applicable

Re: Costco Visa 4 w/ BK reporting

+1


@Scupra wrote:

Mmmm.. Maybe in six months for me. I'm going to let the Costco card age a bit at the least


 

Message 62 of 76
2GreenThumbs
Frequent Contributor

Re: Costco Visa w/ BK reporting

This is a thread I've been following because Costco Visa is a card I would like to get eventually.  I'm wondering if anyone has been approved for this card, with a BK still reporting, who is post Ch. 13 discharge.  My Ch.13 was discharged in August 2016 and I did not IIB Citi.  I'm thinking I'll try in August 2017 when I'm 1 year post Ch. 13 DC.


Message 63 of 76
Anonymous
Not applicable

Re: Costco Visa w/ BK reporting

A lot of BK'rs have had success with this card! 

Check in the BK forum as well for more examples. 

Message 64 of 76
2GreenThumbs
Frequent Contributor

Re: Costco Visa w/ BK reporting


@Justagirl73 wrote:

A lot of BK'rs have had success with this card! 

Check in the BK forum as well for more examples. 


Thank you!  I will!


Message 65 of 76
pc01user
Frequent Contributor

Re: Costco Visa w/ BK reporting

WooHoo!  Always so nice to see approvals for members with

bk reporting. Hope springs eternal! Congrats!

Message 66 of 76
2GreenThumbs
Frequent Contributor

Re: Costco Visa w/ BK reporting

OH MY GOSH!  I never, in a million years, thought this would happen!  I was just approved for the Costco Visa!  I'm 6 months post Ch. 13 BK and had had some positive results to 2 apps I completed this weekend.  I figured, if I was already out of the garden, I might as well let some cards age together, so I summoned my courage and apped for Costco.  CL of $5,500 with an APR of 15.74%!  I'm so excited!!!  This has been a goal card for me since I shop at Costco all the time and get all my gas there!!!  Woo-hoo!


Message 67 of 76
AverageJoesCredit
Legendary Contributor

Re: Costco Visa w/ BK reporting

Nice going there 2greenthumbsSmiley Happy. There is that mysticall 5500 sl lol, ill tell ya, Citi must have a computer decide everyone needs 5500 worth of groceries which in all fairness is easy to do in one shopping tripSmiley Wink
Message 68 of 76
Anonymous
Not applicable

Re: Costco Visa w/ BK reporting

Yea 5500 seems to be the BK sweetspot.  However, due to the BK they've yet to budge on giving me a CLI.

Message 69 of 76
Scupra
Super Contributor

Re: Costco Visa w/ BK reporting

Seriously makes me so happy to see others w/ a BK get this card! Congrats to all

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 70 of 76
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