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Costco Visa w/ BK reporting

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morgacj2004
Valued Contributor

Re: Costco Visa w/ BK reporting

Congrats!! I got mine 3.5 yrs post Chapt 7. $9500 CL

AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 71 of 76
2GreenThumbs
Frequent Contributor

Re: Costco Visa w/ BK reporting


@Scupra wrote:

Seriously makes me so happy to see others w/ a BK get this card! Congrats to all


Thank you Scupra for starting this post.  Had I not seen it, I never would have thought it was possible for me!  I'm learning so much in these forums!


Message 72 of 76
grassfeeder
Frequent Contributor

Re: Costco Visa w/ BK reporting

I got denied due to BK for this.  I can't seem to get anything Chase, Citi and AMEX.

Fico 8 Scores 5/1/22 :
799 EQ | 793 TU | 809 EX
Message 73 of 76
JourneyStartsNow
New Contributor

Re: Costco Visa w/ BK reporting

@grassfeeder did you include all 3 of those creditors in your BK?

BK7 Discharged 4/15. Back to square 1.
Message 74 of 76
2GreenThumbs
Frequent Contributor

Re: Costco Visa w/ BK reporting


@grassfeeder wrote:

I got denied due to BK for this.  I can't seem to get anything Chase, Citi and AMEX.


Hmmm...how long post BK are you, or were you when you applied?  I did not IIB Citi or AMEX so I think that, and my income, helped me with those approvals.  With Chase, it was just an understanding person on the other line during my recon.


Message 75 of 76
Anonymous
Not applicable

Re: Costco Visa w/ BK reporting


@2GreenThumbs wrote:

@grassfeeder wrote:

I got denied due to BK for this.  I can't seem to get anything Chase, Citi and AMEX.


Hmmm...how long post BK are you, or were you when you applied?  I did not IIB Citi or AMEX so I think that, and my income, helped me with those approvals.  With Chase, it was just an understanding person on the other line during my recon.


I would definitely agree with the professionalism of the Chase recon people.  I've tried to recon a decline with Citi to no avail.  Chase asked a lot more pointed questions, but they still approved me when they had plenty of reasons not to.

Message 76 of 76
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