Costco visa Approval - myFICO® Forums - 5667283

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Applied for a costco visa online, was approved for $3,000. Not a lot but much more than I expected considering where I started out! One step at a time for sure.

Starting Score: 499
Current Score: 640
Goal Score: 850

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Message 1 of 16

15 REPLIES 15

YOU...

CONGRATS @Caramelhunnyva on your Citi Costco Visa approval and the Very Nice SL!!!

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+

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Congrats!

Wells Fargo FICO® Score 9 based on Experian® data

Discover FICO® Score 8 based on TransUnion® data

NFCU FICO® Score 9 based on Equifax® data

Own It! | 1985 Camaro Berlinetta Starship!

Own It! | 1997 Jeep Wrangler Sahara

Own It! | 1977 Chevrolet Corvette

Navy Federal Credit Union 72 mos @ 2.29% bought in 2020 | 2020 RAM 1500

Navy Federal Credit Union 72 mos @ 2.29% bought in 2022 | 2022 Hyundai Tucson Hybrid

Navy Federal Credit Union 72 mos @ 5.84% bought in 2023 | 2012 Fiat 500c

Chase Disney | $16,500

Chase Southwest Rapid Rewards | $10,500

Chase Marriott Bonvoy Boundless | $23,400

Amazon Prime Rewards Visa Signature Card | $29,500

United Gateway Mileage Plus | $23,300

Citi Diamond Preferred | $21,500

Citi AAdvantage | $13,400

Discover it Blue | $22,400

Amex Delta Platinum | $50,000

Wells Fargo Propel | $15,000

USAA Rewards | $20,000

Navy Federal CU Platinum | $50,000

BofA Royal Caribbean Visa Signature® Card | $28,500

Lowes Advantage AU | $35,000

PennyMac 9/2020 Refinance VA Mortgage 30 years @ 2.5%

Vacation Lake Home and 2025 Retirement/Permanent Home bought in 11/2021 NFCU Mortgage 30 years @ 4.375%

Proud Air Force Veteran and last of the 'Buck' Sergeants

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Congrats on the approval! I feel like this card is severely underrated, given all the rewards that you get for it. I wanted the Uber Visa, but I feel like this card comes out on top...for my spending anyway.

Message 4 of 16

Congrats on your approval! I love my Costco Visa, and with the nice cash back categories, it has become my daily driver!

Starting FICO 8 December 2017

FICO 8 as of 6/7/20

Sock Drawer:

Garden Club Spade

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Congrats on the new Costco Visa!

CapOne Platinum Secured | $500

BOA Customized Cash Rewards Visa Platinum Plus | $300

SDFCU Platinum Rewards Secured | $250

Discover it Chrome | $1,000

NFCU Cash Rewards | $22,500

NFCU More Rewards AmEx | $18,000

NFCU Platinum | $5,500

AmEx Hilton Honors Aspire | $3,100

Discover it Cash Back | $4,000

PayPal Mastercard | $1,700

Synchrony CareCredit | $12,000

AmEx Delta Platinum | $1,000

AmEx Blue Cash Preferred | $1,000

AmEx Bonvoy Brilliant | $3,100

Home Depot | $15,500

GS Apple Card | $1,350

FNBO Evergreen Rewards Visa | $15,000

Macy’s AmEx | $7,800

Verizon Visa | $2,500

AxEx Gold | NPSL

Navy Federal CU Refinance | $23,492 @ 5.29%

Capital One Auto Finance | $14,068 @ 9.12%

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Congrats on your approval!!

Message 7 of 16

Congrats on your approval

Message 8 of 16

Congrats.

My girlfriend recently got approved for this for the same limit. I however was denied due to 1 baddie on my report -___-.

Her profile is better than mine also so that should be expected. Funny thing is I was able to get in with Discover and they denied her.

This is a good card, can't beat the gas and groceries for everyday rewards.

Message 9 of 16

Congrats on your Costco Visa!

Message 10 of 16