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Couldn't resist. Chase Sapphire Preferred. $23,000. 1-click!

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ptatohed
Senior Contributor
‎04-15-2025 01:46 AM
‎04-15-2025 01:46 AM

Couldn't resist. Chase Sapphire Preferred. $23,000. 1-click!

I knew about the elevated Intro Offer (the last 100,000 offer was in 2021, if I researched correctly?) and I've seen this offer in my Chase dashboard for days now.....  Pre-Approved with a $23,000 CL.  I've been thinking it over and decided to go for it tonight.  One click and done!  

 

So, not my normal type of card (travel, AF) but, heck, at an elevated $1,000 (non-taxed) cash Intro Bonus Offer, count me in!  I've applied for other cards I don't need for lower Bonus Offers, lol.  It all happened so fast, I didn't even get to add mrs. ptatohed as an AU yet!

 

No real useful DPs, sorry guys.  Good scores (I think all 3 are 800+?).  No negs (had a medical collection (Experian?) but I relentlessly disputed it until it came off, lol).  6-fig income.  Relatively low mortgage ($1950).  Obviously under 5/24.  

 

Now, the (slight) challenge of spending $5k in 3 months... I'll figure it out!  Smiley Happy  

 

I'm super stoked!!!  Smiley Very Happy  

 

 

 

 

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[Until I can make a pretty signature, here’s an updated draft]

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi SHOP YOUR WAY (5% gas (in points), lucrative spending offers) // mylowe’s Rewards // Target circle card // primis Perks debit Visa (50c CB per transaction (5% CB or more up to $10 spend))

5% CB rotating:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
Chase SAPPHIRE PREFFERED (grabbed my $1,000, sockdrawered, will cancel) // NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)
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18 REPLIES 18
ptatohed
Senior Contributor
‎04-15-2025 02:11 AM
‎04-15-2025 02:11 AM

Re: Couldn't resist. Chase Sapphire Preferred. $23,000. 1-click!

Ok, it's 2am, I give up trying to add an AU. 1.) It's 75 frickin bux to add an AU (pretty p!ssed about that) (but I have no choice) and 2.) I go through all the motions and the system calls me with a code to verify me and when I enter it, it tells me to call them for a code, and no one answers when I call even though the web page touts 24 hours. Good night for tonight!!
[Until I can make a pretty signature, here’s an updated draft]

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi SHOP YOUR WAY (5% gas (in points), lucrative spending offers) // mylowe’s Rewards // Target circle card // primis Perks debit Visa (50c CB per transaction (5% CB or more up to $10 spend))

5% CB rotating:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
Chase SAPPHIRE PREFFERED (grabbed my $1,000, sockdrawered, will cancel) // NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)
Message 2 of 19
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JoeRockhead
Community Leader<br> Super Contributor</br>
Community Leader
Super Contributor
‎04-15-2025 03:54 AM
‎04-15-2025 03:54 AM

Re: Couldn't resist. Chase Sapphire Preferred. $23,000. 1-click!

Very nice SL and SUB, congratulations on your approval! 

Message 3 of 19
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Copenix
Frequent Contributor
‎04-15-2025 04:49 AM
‎04-15-2025 04:49 AM

Re: Couldn't resist. Chase Sapphire Preferred. $23,000. 1-click!

Very nice! Congrats on your approval and CLI

Building credit in the U.S. since January 2022

Current cards:

Total Credit Limit $117.8K | Utilization 0.9%

FICO 8s December 2025
Message 4 of 19
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Gregory1776
Valued Contributor
‎04-15-2025 05:02 AM
‎04-15-2025 05:02 AM

Re: Couldn't resist. Chase Sapphire Preferred. $23,000. 1-click!

I had a 23k limit card. Didn't like that number....

I knew I had to get the card as well. 100k offers don't come to the Sapphire Reserve, sadly. Fortunately, I didn't wait to try and get a larger offerIMG_3566.png

 



Experian [817] TransUnion [8**] Equifax [834]

Total Revolving Limits [$236,500]

PenFed Loan: $679/$8,000
Message 5 of 19
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firefox100
Senior Contributor
‎04-15-2025 05:12 AM
‎04-15-2025 05:12 AM

Re: Couldn't resist. Chase Sapphire Preferred. $23,000. 1-click!

Congratulations on very nice approval and nice card with great sub, enjoy it have fun with it.

Message 6 of 19
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dfwxjer
Established Contributor
‎04-15-2025 07:08 AM
‎04-15-2025 07:08 AM

Re: Couldn't resist. Chase Sapphire Preferred. $23,000. 1-click!

@ptatohed wrote:
Ok, it's 2am, I give up trying to add an AU. 1.) It's 75 frickin bux to add an AU (pretty p!ssed about that) (but I have no choice) and 2.) I go through all the motions and the system calls me with a code to verify me and when I enter it, it tells me to call them for a code, and no one answers when I call even though the web page touts 24 hours. Good night for tonight!!

Congrats on the approval! 

 

I don't believe the CSP has a fee to add Authorized Users. The CSR has a $75 fee per AU but that's primarily to cover the additional Priority Pass membership. Hopefully this hasn't changed, because there aren't really any additional benefits to the AU on the CSP. 

Current active cards:
Amex - Platinum, BCP
BofA - Unlimited Cash Rewards Sig
Chase - CSR, Amazon Prime
Citi - Custom Cash, Costco Visa
TCL - $315k
CC utili - 2%
Experian - 805
Message 7 of 19
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chamathkari
New Contributor
‎04-15-2025 07:37 AM
‎04-15-2025 07:37 AM

Re: Couldn't resist. Chase Sapphire Preferred. $23,000. 1-click!

Congrats on your approval.








Message 8 of 19
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DatBoiQuick
Regular Contributor
‎04-15-2025 07:59 AM
‎04-15-2025 07:59 AM

Re: Couldn't resist. Chase Sapphire Preferred. $23,000. 1-click!

Congrats on your approval, If I was not over 5/24 I'd also apply. Do you plan on PCing the card after one year?

Message 9 of 19
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ptatohed
Senior Contributor
‎04-15-2025 08:32 AM
‎04-15-2025 08:32 AM

Re: Couldn't resist. Chase Sapphire Preferred. $23,000. 1-click!

@dfwxjer wrote:
@ptatohed wrote:
Ok, it's 2am, I give up trying to add an AU. 1.) It's 75 frickin bux to add an AU (pretty p!ssed about that) (but I have no choice) and 2.) I go through all the motions and the system calls me with a code to verify me and when I enter it, it tells me to call them for a code, and no one answers when I call even though the web page touts 24 hours. Good night for tonight!!

Congrats on the approval! 

 

I don't believe the CSP has a fee to add Authorized Users. The CSR has a $75 fee per AU but that's primarily to cover the additional Priority Pass membership. Hopefully this hasn't changed, because there aren't really any additional benefits to the AU on the CSP. 

 

 

Ahh, ok, you are right, thanks dfw.  It was late and, for some reason, they put the $75 CSR disclaimer underneath my CSP.  Weird.  

 

 

 

Screenshot 2025-04-15 082645.jpg

 

 

[Until I can make a pretty signature, here’s an updated draft]

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi SHOP YOUR WAY (5% gas (in points), lucrative spending offers) // mylowe’s Rewards // Target circle card // primis Perks debit Visa (50c CB per transaction (5% CB or more up to $10 spend))

5% CB rotating:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
Chase SAPPHIRE PREFFERED (grabbed my $1,000, sockdrawered, will cancel) // NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)
Message 10 of 19
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