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Crazy Comenity Approved $1,000 Sephora Visa and now closed?

GlennvilleGA
Regular Contributor

Crazy Comenity Approved $1,000 Sephora Visa and now closed?

I recently went on an app spree. I was approved for a Becu Secured Card, Walmart $300 MC, denied PayPal Extras MC due to too many inquiries and I'm not sure what's going on with Sephora... 
I applied in the store and got the 7-10 message. I received a letter that asked me to call in so they could continue processing my application. I called and they asked me a few questions about past addresses, which street I ever lived on and whatever. She told me I was approved for the Sephora Visa with a $1,000 limit. 
I've read over the past week that Comenity is good about approving Visa or MC's then closing the account. 

I called into the automated system and it just asked for the last 4 of my SSN and told me, "you have a $0 balance, no payment is due, no payment has been received... please tell me what I can help you with... main menu, tell me more .etc" so I asked for more details and it repeated the above and said, "there is no available credit"

I wonder if they closed me down this fast? Or want to wait until I activate the card?

I have 4 inquiries on TU, 3 on Experian, and 2 on Equifax... all recent. 

Message 1 of 15
14 REPLIES 14
AllZero
Super Contributor

Re: Crazy Comenity Approved $1,000 Sephora Visa and now closed?

Congratulations on your approval?

Do you have the card in hand? I would think you need to activate it? Maybe another member can advise?
Message 2 of 15
GlennvilleGA
Regular Contributor

Re: Crazy Comenity Approved $1,000 Sephora Visa and now closed?

Hi, no I don't have the card in my hand. I received a letter asking me to call in & I did that and was told I'm approved. 
I don't have the card and haven't activated it. I'm sure I'll see what the future holds 

Message 3 of 15
AllZero
Super Contributor

Re: Crazy Comenity Approved $1,000 Sephora Visa and now closed?

I have no Comenity experience. I will defer to experienced members.
Message 4 of 15
blindambition
Community Leader
Senior Contributor

Re: Crazy Comenity Approved $1,000 Sephora Visa and now closed?


@GlennvilleGA wrote:

Hi, no I don't have the card in my hand. I received a letter asking me to call in & I did that and was told I'm approved. 
I don't have the card and haven't activated it. I'm sure I'll see what the future holds 


Its possible card was closed due to other apps. I'd call CS to see what they say.

Message 5 of 15
M_Smart007
Epic Contributor

Re: Crazy Comenity Approved $1,000 Sephora Visa and now closed?

Congrats on your approvals!




Message 6 of 15
angelwingz
Valued Contributor

Re: Crazy Comenity Approved $1,000 Sephora Visa and now closed?

Congratulations on your approvals!




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Message 7 of 15
Cory88
Contributor

Re: Crazy Comenity Approved $1,000 Sephora Visa and now closed?


@GlennvilleGA wrote:

I recently went on an app spree. I was approved for a Becu Secured Card, Walmart $300 MC, denied PayPal Extras MC due to too many inquiries and I'm not sure what's going on with Sephora... 
I applied in the store and got the 7-10 message. I received a letter that asked me to call in so they could continue processing my application. I called and they asked me a few questions about past addresses, which street I ever lived on and whatever. She told me I was approved for the Sephora Visa with a $1,000 limit. 
I've read over the past week that Comenity is good about approving Visa or MC's then closing the account. 

I called into the automated system and it just asked for the last 4 of my SSN and told me, "you have a $0 balance, no payment is due, no payment has been received... please tell me what I can help you with... main menu, tell me more .etc" so I asked for more details and it repeated the above and said, "there is no available credit"

I wonder if they closed me down this fast? Or want to wait until I activate the card?

I have 4 inquiries on TU, 3 on Experian, and 2 on Equifax... all recent. 


That happened to me with Ulta MasterCard the pre approved me and then closed it two days later and called it in and said too many new account one and low credit score 825 out of 900 then said we may look at your other comenity accounts.

Message 8 of 15
corpcrmgr
Valued Contributor

Re: Crazy Comenity Approved $1,000 Sephora Visa and now closed?

Try the website for the store. Sign in and see if an open account is there. I have several Comenity cards back when I was rebuilding and the SCT worked almost all the time. The Sportsmans Guide Visa is still open. The Fuel Rewards MC closed a couple of years ago when Comenity lost Shell.

Message 9 of 15
WarEagle1
Frequent Contributor

Re: Crazy Comenity Approved $1,000 Sephora Visa and now closed?

Last year I went kind of crazy, as well. Had gotten approved for a Comenity Toyota Rewards VISA Sig with a $5k SL then a Westgate MC with a $1k SL. Two weeks (or so) later, trying to keep the streak alive, I app'd for an Orbitz card. That one was denied and they also close the Visa and MC, which both had a balance. 

I called and was told it was for too many recent inquiries and there was nothing I could do. I could reapply in 30 days. SMH.

 

Hopefully the outcome is different for you. Good luck!

 





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