Thanks for your clarifications and suggestions. I think I am going to apply tomorrow. One more doubt to solve! I realized I didn’t say that my discover card is pretty new. I got it two months ago and there was no inquiry neither on EXP nor on TU, just on EQ. Only thing is both EXP and TU report discover as a new account. Now I am wondering what weight that could have for both Chase and American Express. Thanks again for your time!